Cigna Corporate Governance Practices

Integrity—a Cigna corporate value
Building a culture of integrity in today's competitive business environment demands high standards in every area of our global operations. Cigna's commitment to healthy corporate governance practices is reflected in our independent Board, comprehensive governance policies and open communications.

Our Board of Directors
The Cigna Board of Directors focuses on areas important to our shareowners and other stakeholders such as succession planning, approval of Cigna's strategy and mission, risk management and executive compensation. All Board members are independent, non-employee directors, except David Cordani, Cigna's President & CEO.

Additionally, only independent directors serve on the Committees of the Board, which include the Audit Committee, Finance Committee, Corporate Governance Committee and People Resources Committee, which oversees executive compensation.

Board Practices
The Board of Directors and the Board Committees periodically review Board Practices with the goal of increasing effectiveness and maximizing shareholder value. Over the years, the practices have been modified and will continue to evolve as the Board maintains practices that are in the best interests of Cigna shareholders.

The Board of Directors approved the current Board Practices on October 20, 2010.

The Code of Ethics
Cigna's Code of Ethics forms the framework for our commitment to legal compliance, integrity and ethical conduct. It defines four basic ethical principles that guide our decisions and our actions:

We will comply with applicable laws, rules and regulations
We will avoid conflicts of interest
We will protect Cigna's assets
We will behave ethically

Download the Cigna Code of Ethics

View our Code of Ethics and Principles of Conduct in other languages

If you need to report an ethics violation or have any questions regarding a possible violation or conflict of interest, please visit our Ethics Reporting section.

Financial Controls
Cigna's business practices demand strong financial controls, detailed plans and rigorous reviews. Standard operating procedures at Cigna include regular and appropriate reporting and an internal audit function. The General Auditor meets regularly with the Audit Committee of the Board of Directors. Written complaints regarding accounting, internal accounting controls, or auditing matters may be addressed to:
               Cigna Corporation
               General Auditor / Corporate Audit Department
               Two Liberty Place, TL15D
               1601 Chestnut Street
               Philadelphia, PA 19192, USA
               or
               Email: generalauditor@cigna.com

All communications are treated confidentially, and persons may submit complaints anonymously.

Open Communication
Shareholders or other interested parties may contact an individual director, one or more of the Committee Chairs, or all of the non-employee directors by submitting an e-mail to CIGNA's DirectorAccessMailbox@cigna.com or by writing to them at the following address:
               Cigna Corporation
               Director Access Address
               Office of the Corporate Secretary
               Two Liberty Place, TL17A
               1601 Chestnut Street
               Philadelphia, PA 19192

Political Contributions
As a meaningful contributor to public policy debates relevant to Cigna businesses in the U.S., it is our policy to obey all laws in promoting our positions to U.S. government authorities and in making political contributions.