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  • Home Brokers Commercial Healthcare Products for Brokers

    Brokers Selling Cigna Healthcare Commercial (Employer-sponsored) Plans

    We offer a complete benefits package to help you meet the needs of every client you serve.

    Cigna Healthcare Brokers

    Easily manage your business with the Cigna for Brokers portal.

    Go to Cigna for Brokers

    Interested in selling with us?

    Start Selling

    Who We Serve

    Our small to large network options and funding solutions support businesses of all sizes with flexible benefits and solutions.

    Small Clients (2-99 Employees)1

    Small to Midsize Clients (100-499 Employees)1

    Midsize to Large Clients (500-2,999 Employees)

    Large Clients (3,000+ Employees)

    Funding Solutions

    We offer a suite of funding solutions designed to help your clients manage risk and cash flow and drive additional savings.

    Learn more about funding solutions

    A Complete Benefits Solution for Your Clients

    Our comprehensive whole-person health plans include medical, pharmacy, and mental health coverage to help your clients keep their workforce healthy and cut costs.

    Medical

    Our medical plans and networks are designed to help your clients improve their bottom line.

    Pharmacy2

    Our integrated pharmacy benefit offers your clients affordability, predictability, and simplicity.

    Health and Wellness Programs

    Help your clients keep their employees thriving with comprehensive programs, tools, and services.

    Behavioral Health Programs

    Your clients can offer Employee Assistance Program (EAP) and other programs to keep their employees thriving.

    Additional Products and Services

    Encourage your clients to add our full range of health services to their benefits package to help drive better total health for their employees.

    Dental and Vision

    Your clients can bundle dental, vision, and hearing for personalized, total health support.

    Supplemental Health Solutions

    Prepare your clients for the unexpected with accidental injury, critical illness, and hospital care insurance.

    Savings and Spending Accounts (HRA/HSA/FSA)

    Our Consumer-Driven Health Plans (CDHP) can help your clients control costs.

    Cost Control Strategies

    We offer predictability and protection against high-cost claims to help your clients cut costs.
    VIDEO

    Value of Integration

    Watch how our integrated benefits and whole-person approach can improve your clients' employee engagement with their health. (Length: 00:02:45)
    Watch Video
    VIDEO

    Easily Manage Your Business

    Watch this short video to learn how the Cigna for Brokers portal makes doing business with Cigna HealthcareSM easier than ever. (Length: 00:47)
    Watch Video

    The Cigna for Brokers Portal

    The Cigna for Brokers Portal is your first stop when doing business with Cigna Healthcare. You can access curated content for commercial brokers that will help you manage your clients. Some of the features include:

    • The latest product overviews, trainings, simplified government regulations and critical updates you can share with your clients
    • Free continuing education to renew your license3
    • Ability to manage your book of business on one convenient page
    • Download digital compensation statements and reports4
    Visit Cigna for Brokers

    Clients with 2-24 Employees

    Cigna Healthcare offers affordable and simple small group health insurance through our innovative Cigna Healthcare + Oscar product for businesses who qualify under the Affordable Care Act (ACA) in certain geographical locations. Please visit Cigna Healthcare + Oscar for health plan overviews, product availability, market availability, doctor and hospital options, and to request a Cigna Healthcare + Oscar quote.

    Cigna Healthcare of Arizona HMO

    Cigna Healthcare of Arizona, Inc. offers an HMO plan to small businesses with 2-50 employees. For more information or to obtain a quote, please email us at nesmallgroup@cigna.com.

    Benefit Summaries for New & Renewing Business Effective 01/01/2024

    Arizona HMO [PDF]

    FOR AGENT/BROKER USE ONLY. DO NOT DISTRIBUTE.

    1 In most states, Cigna Healthcare offers group insurance coverage to employers with more than 50 full-time employees, as well as administrative services for self-funded plans with as few as 25 full-time employees. Product availability may vary by plan type, group size and location, and is subject to change.

    2 Employer funds all claims and is reimbursed by Cigna Healthcare for claims above maximum liability.

    3 Cigna Healthcare is offering a limited number of enrollments in Kaplan Financial Education’s Total Access CE- Life and Health at no cost to you, available on a first-come-first-served basis. Once the Cigna Healthcare capacity is filled, Kaplan Financial Education courses will still be available to portal users to purchase. Prices as marked on website.

    4 The compensation feature serves agency administrators, independent writing agents, and anyone with a finance role.

    5 Pharmacy coverage is only available with medical plans administered by Cigna Healthcare.

    All Cigna Healthcare products and services are provided exclusively by or through operating subsidiaries of The Cigna Group, including Loyal American Life Insurance Company. The Cigna Healthcare name, logo, and other Cigna Healthcare marks are owned by The Cigna Group Intellectual Property, Inc.

    Value of Integration

    Easily Manage Your Business

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    Individual and family medical and dental insurance plans are insured by Cigna Health and Life Insurance Company (CHLIC), Cigna HealthCare of Arizona, Inc., Cigna HealthCare of Illinois, Inc., Cigna HealthCare of Georgia, Inc., Cigna HealthCare of North Carolina, Inc., Cigna HealthCare of South Carolina, Inc., and Cigna HealthCare of Texas, Inc. Group health insurance and health benefit plans are insured or administered by CHLIC, Connecticut General Life Insurance Company (CGLIC), or their affiliates (see a listing of the legal entities that insure or administer group HMO, dental HMO, and other products or services in your state). Accidental Injury, Critical Illness, and Hospital Care plans or insurance policies are distributed exclusively by or through operating subsidiaries of The Cigna Group Corporation, are administered by Cigna Health and Life Insurance Company, and are insured by either (i) Cigna Health and Life Insurance Company (Bloomfield, CT); (ii) Life Insurance Company of North America (“LINA”) (Philadelphia, PA); or (iii) New York Life Group Insurance Company of NY (“NYLGICNY”) (New York, NY), formerly known as Cigna Life Insurance Company of New York. The Cigna Healthcare name, logo, and other Cigna Healthcare marks are owned by The Cigna Group Intellectual Property, Inc. LINA and NYLGICNY are not affiliates of Cigna Healthcare.

    All insurance policies and group benefit plans contain exclusions and limitations. For availability, costs and complete details of coverage, contact a licensed agent or Cigna Healthcare sales representative. This website is not intended for residents of New Mexico.

    Selecting these links will take you away from Cigna.com to another website, which may be a non-Cigna Healthcare website. Cigna Healthcare may not control the content or links of non-Cigna Healthcare websites. Details