Flexibility and Choice for Medium-Size Employers*
With Cigna plans, your organization can reduce the risk of illness and disease.
Choices that work
Our business group health insurance programs focus on sustaining costs by improving health and wellness. That’s a benefit employees take notice of. It’s something they can really brag about.
We can help you improve your company’s bottom line. We know that choice is really important to medium-size employers and employers with 5,000 or more employees in a single state1. By designing health-driven plans and flexible ways to fund them, we help you get the most for your health benefit. So every dollar can work harder and go further.
A 2013 Cigna study of our Cigna Choice Fund® plan showed that clients who choose to offer consumer-directed health plans could see medical costs decrease by 13% on average in the first year.2
Our funding options are flexible:
- Cigna Shared Returns®—fully insured
- Cigna Shared Returns—fully insured minimum premium
- Fully insured
- Self-funded arrangements/administrative services only (ASO)
- Stop loss option (for ASO arrangements)
Along with cost savings, you can feel good about better employee health. We help you improve employee productivity, lower costs and take advantage of innovative funding options. What’s healthier than that?
*Medium-size employers have 251-5,000 employees or may have more than 5,000 employees and are located in a single state.
1Cigna Book of Business Analysis, 2012
2Seventh Annual Cigna Choice Fund Experience Study, 2013
^2010 Gartner & 1to1 Media Customer Relationship Management Excellence Customer Award
We believe improving health is the long-term way to lower health costs. We can help you see more cash flow by encouraging employees to embrace their health.
Cigna’s programs help employees identify health risks. Our custom support and wellness programs help them manage health.
Stop Loss Insurance
If your company has 251+ employees and a self-funded plan, learn how Stop Loss coverage can limit your risk.
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