Organizations must keep health benefit costs under control in order to stay competitive. We believe healthier people are one of the best ways to do that. When employees are at their best, they can perform better.
Cigna business group health insurance can help give your company a sustainable, competitive edge. With experienced account support teams and personalized health and well-being programs, we can provide you with clinical resources and services that are designed to:
- Improve employee health outcomes
- Reduce employee sick days
- Improve productivity
- Lower benefit costs
Your account support team will help you design an innovative benefit plan that addresses your organization’s needs, to help you and your employees get the maximum value out of your health plan.
Save more by combining Cigna products and services
Our plans work even better together. A 2012 Cigna study showed that organizations can save up to 3%2 on medical costs by combining our full range of health products and services.
In order to maximize your benefit plan, you need an approach that provides a whole-person view. Integrating health management programs enables us to focus on the whole person, so we can be better equipped to encourage and engage employees in improving their health and health spending.
By identifying opportunities for health improvement, it helps us better understand your employees. This can help us create personalized programs that are designed to improve gaps in care and get your employees feeling better and returning to work faster. Our insurance services include: medical, behavioral, life, accident, senior and retiree, international, pharmacy, dental and vision insurance plans.
Combining Cigna medical insuracne with just disability could result in a 27%1 shorter absences period, according to at 2010 study about the value of integrating plans. That's just another savings possibility.
Lowering the cost of health care delivery
Cigna is working hard to help our network doctors build a better care delivery model. The result is a more efficient and effective model of patient-centered, whole-health care delivery–proven to deliver better outcomes.3
Our Collaborative Accountable Care initiatives with doctors, hospitals and clinics are helping us improve outcomes and costs for customers:
- $336 Average Annual Savings per customer3
- 10% Better Gaps in Care Closure Rate4
- 7% Lower avoidable ER visits5
We also have designations in our directories and precertification and referral programs. We provide our customers with doctor and hospital ratings in our network using our cost and quality data to help make it easier to choose quality, cost-effective care.
*Medium-size employers have 251-5,000 employees or may have more than 5,000 employees located in a single state.
1 Cigna's Disability & HealthCare Connect® Integration Value Study (excluding pregnancy claims), 2010
2 Cigna Book of Business Analysis, 2012
3 Collaborative Accountable Care: Cigna Medical Group 2009 OAP Total Medical Cost, Cigna Analytics, 2010
4 Collaborative Accountable Care: Dartmouth Hitchcock 2010 Gap Closure Report, Cigna Analytics, 2010
5 Collaborative Accountable Care: Medical Clinic of North Texas 2010 Avoidable ER Visits per 1000, Outpatient Emergency Department Performance Report based on comparison of claim submission data of Cigna customer/patients in Collaborative Accountable Care pilot initiative versus comparable groups in market, Cigna Analytics, 2010
^2010 Gartner & 1to1 Media Customer Relationship Management Excellence Customer Award
This information is not intended for residents of New Mexico.