"The Big Picture" Newsletter

April 2008 Issue

CIGNA Dental Provides Affordable Dental Benefit Solutions in a Cost-Conscious Economy

DHMO plans optimize savings without compromising benefits, access to quality care, or service  

Given the state of the economy, both employers and consumers are more open to considering money-saving options. As a result, the CIGNA Dental Care^® (DHMO) product is getting increased attention.

Employees have different needs based on life stage, income, family size and oral health – and a dental plan is not “one size fits all.” Where appropriate for the geographic area, it makes sense for employers to consider offering a CIGNA DHMO plan either standalone, or alongside our DPPO to give employees more choice.

CIGNA Dental offers a robust suite of DHMO plans that include a wide variety of schedules with multiple copay structures to meet varying budgetary needs. With richer benefits and lower premiums, our DHMO plans optimize savings without compromising benefits, access to quality care, or service.

Employers have a choice of offering a DHMO plan on a voluntary or employer-contributory basis. They can also purchase this plan as a stand-alone or pair it with any other dental plans. And since DHMO is fully-insured, it offers fixed monthly premium that provides predictable, worry-free protection.

Our DHMO plan boasts one of the largest DHMO networks¹ in the nation and direct contracting allows for the greatest control over network quality. Read more about our DHMO plans.

¹ CIGNA Dental Internal Analysis, January 2008

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