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July 2011


CIGNA Debit Card Transactions

Beginning January 2012, our health care professional reference guides will provide information outlining how and when health care professionals should accept and use the CIGNA debit card when presented by a CIGNA plan participant.


The CIGNA debit card should be used only for expenses referred to in the Internal Revenue Code section 213(d). Your patients may use their CIGNA debit card to pay for accepted medical expenses through their Flexible Spending Account (FSA) and/or Health Reimbursement Account (HRA).


When a patient presents a CIGNA debit card, please do not allow the card to be used for non-eligible expenses, such as cosmetic procedures. When CIGNA patients use their debit card for their in-network health care professional visits, substantiating these claims will help to improve their experience and will also help to speed up how quickly you get paid by us.


We appreciate your cooperation with substantiating appropriate expenses.




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