Any person who, knowingly and with
intent to defraud any insurance company or other person: (1) Files an
application for insurance or statement of claim containing any materially false
information; or (2) conceals for the purpose of misleading, information
concerning any material fact thereto, commits a fraudulent insurance act.
For residents of the following states,
please see below: California, Colorado, District of Columbia, Florida,
Kentucky, Maryland, Minnesota, New Jersey, New York, Oregon, Pennsylvania,
Tennessee, Texas or Virginia.
IMPORTANT CLAIM NOTICE
California Residents:Any Person who knowingly
presents a false or fraudulent claim for the payment of loss is guilty of a
crime and may be subjected to fines and confinement in state prison.
Colorado Residents:It is unlawful to knowingly
provide false, incomplete or misleading facts or information to an insurance
company for the purpose of defrauding or attempting to defraud the company.
Penalties may include imprisonment, fines, denial of insurance and civil
damages. Any insurance company or agent of an insurance company who knowingly
provides false, incomplete or misleading facts or information to a policyholder
or claimant for the purpose of defrauding or attempting to defraud the
policyholder or claimant with regard to settlement or award payable from
insurance proceeds shall be reported to the Colorado division of insurance
within the department of regulatory agencies.
District of Columbia Residents: WARNING: It is
crime to provide false or misleading information to an insurer for the purpose
of defrauding the insurer or any other person. Penalties include imprisonment
and/or fines. In addition, an insurer may deny insurance benefits if false
information materially related to a claim was provided by the applicant.
Florida Residents:Any person who knowingly and
with intent to injure, defraud or deceive any insurer files a statement of
claim or an application containing any false, incomplete or misleading
information is guilty of a felony of the third degree.
Kentucky Residents:Any person who knowingly and
with intent to defraud any insurance company or other person files a statement
of claim containing any materially false information or conceals, for the
purpose of misleading, information concerning any fact material thereto commits
a fraudulent insurance act, which is a crime.
Maryland Residents:Any person who, knowingly and
with intent to defraud any insurance company or other person: (1) files an
application for insurance or statement of claim containing any materially false
information ; or (2) conceals for the purpose of misleading, information
concerning any fact material thereto, may be committing a fraudulent insurance
act.
Minnesota Residents:A person who files a claim
with intent of defraud or helps commit a fraud against an insurer is guilty of
a crime.
New Jersey: Any person who knowingly files a
statement of claim containing any false or misleading information is subject to
criminal and civil penalties.
New York Residents:Any person who knowingly and
with intent to defraud any insurance company or other person files an
application for insurance or statement of claim containing any materially false
information, or conceals for the purpose of misleading, information concerning
any fact material thereto, commits a fraudulent insurance act, which is a crime
and shall also be subject to a civil penalty not to exceed $5000 and the stated
value of the claim for each such violation.
Oregon Residents:Any person who knowingly and
with intent to defraud any insurance company or other person: (1) files an
application for insurance or statement of claim containing any materially false
information; or, (2) conceals for the purpose of misleading, information
concerning any material fact, may have committed a fraudulent insurance act.
Pennsylvania Residents: Any person who, knowingly
and with intent to defraud any insurance company or other person, files an
application for insurance or statement of claim containing any materially false
information, or conceals for the purpose of misleading, information concerning
any fact material thereto, commits a fraudulent insurance act, which is a crime
and subjects such person to criminal and civil penalties.
Tennessee Residents:It is a crime to knowingly
provide false, incomplete or misleading information to an insurance company for
the purpose of defrauding the company. Penalties include imprisonment, fines
and denial of insurance benefits.
Texas Residents: Any person who knowingly
presents a false or fraudulent claim for the payment of a loss is guilty of a
crime and may be subject to fines and confinement in state prison.
Virginia Residents: Any person who, with intent
to defraud or knowing that he is facilitating a fraud against an insurer,
submits application or files a claim containing a false or deceptive statement
may have violated state law.
Have a question about your claim form or wish to file your claim telephonically?
Call 1.800.36.CIGNA(24462) and select option 1, between 7 a.m. and 7 p.m. Central Time. If you call outside this time frame, please leave a voicemail message and a representative will respond the next business day.
