For Federal Plan Members

Responding to the Needs of Federal Workers

During your annual open enrollment season, consider these fine plans, which incorporate CIGNA's Network, Wellness and Support Programs in complement to each plan's many individual advantages.

APWU Health Plan	SAMBA Federal Health Plan	NALC Health Benefit Plan
www.apwuhp.com	www.SambaPlans.com	www.nalc.org/depart/hbp

In addition to their own unique advantages, all of the above plan alternatives include the following:

• Access to CIGNA's National Network of more than one million In-Network provider locations. To determine if your provider is in the CIGNA Network, visit your appropriate site above. We also invite you to click on one or more of the above links to learn more.



• "Full" accreditation from the National Committee for Quality Assurance (NCQA) - the highest accreditation rating.



• Wellness and Support Programs that help you stay healthy and feel better.



• Member-friendly solutions that reduce out-of-pocket costs.