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For Trustees and Plan ProfessionalsWho We AreCIGNA's Taft-Hartley and Federal Business Segment is comprised of dedicated Employees with decades of combined experience in the industry. Our goal is to help Health & Welfare Funds and Federal Plans customize, select and maintain benefit solutions that control claims costs and improve health in a member-friendly way. Today, we provide benefit services to more than 250 Taft-Hartley Welfare Funds and International staff plans as well as three Federal Plans across the nation, representing about 1.5 million Members. What We Do
CIGNA's Taft-Hartley and Federal Business Segment focuses on responding to the unique needs of Fund Trustees, International Unions and Federal Plans. Our Taft-Hartley and Federal Business Segment staff listens, understands and delivers customized product offerings and responsive service to each client. From underwriters, claims processors, member services staff and product development experts to technical support staff, client managers, new business managers and operational managers, each Segment stakeholder focuses daily on delivering customized, member-friendly solutions that help Trustees and Plan Professionals more effectively control their claims costs while ensuring that their Members have access to best-in-class services. CIGNA places a strong emphasis on wellness and prevention, in order to keep Plan Members healthy and productive. Our aim is to help Members stay healthy in order to avoid episodes requiring medical care and even hospitalization. For those individuals who are generally in good shape, this means helping them stay healthy and work on the one or two areas such as hypertension and cholesterol where possible improvements can be made. For others who suffer from chronic conditions, this means health advocacy to help them improve their health and behaviors, manage their conditions better and go about their normal life. For more information on CIGNA's Taft-Hartley and Federal Business capabilities or to receive a proposal, we invite you to contact one of our Taft-Hartley and Federal Segment New Business Managers. Please allow us the opportunity to understand and respond to your Fund's unique needs. It would be our privilege to serve you. Shared AdministrationSMCIGNA's Shared AdministrationSM offering enables a select number of qualified Funds, Federal Plans and TPAs to adjudicate and pay their own claims while accessing CIGNA's industry-leading cost control and health improvement tools. The Shared Administration program combines CIGNA's network, care support, health improvement programs and web tools with the administrative flexibility valued by so many Plans. Both Medical and Dental Shared AdministrationSM services are available. Medical Shared AdministrationDental Shared AdministrationOut-of-Network Savings ProgramCIGNA's Out-of-Network (OON) Savings Program provides access to discounts and bill negotiation services on out of network claims. This results in lower claim costs for our client Plans and lower out-of-pocket expenses for Members. Medicare-Based Maximum Reimbursable ChargeCigna's Medicare-based Maximum Reimbursable Charge (MRC) offering provides access to a reimbursement schedule that relies on Medicare and can be applied to both professional as well as most facility out-of-network services. This alternative for determining the allowed amount for out-of-network claims can result in lower payments to out-of-network providers than in network providers. The MRC alternative is advantageous to our Fund clients in three important ways: it helps them further save money in this challenging recession, it encourages members to stay in network, and it supports most Fund's short- and long-term medical trend cost control strategies. Other Product OfferingsCIGNA HealthCare offers an array of integrated and standalone benefits services: PPO, OAP, POS and HMO Plans Medical Funding Options 
Medical and Chronic Condition Management Programs Dental PPO and HMO Plans Prescription Card and Mail Order Managed Behavioral Health Group Term Life, AD&D and Disability Coverage
Voluntary and Supplemental Insurance Services
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