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> Policies & Procedures > Claim Processing > Clean Claim Requirements




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Clean Claim Requirements

At CIGNA HealthCare, our goal is to process all claims at initial submission. Before we can process a claim, it must be a "clean" or complete claim submission, which includes the following information, when applicable:

  • primary carrier Explanation of Benefits (EOB) when CIGNA HealthCare is the secondary payer
  • prescription for physical therapy
  • itemization of dates for physical therapy from facility
  • prosthesis invoice
  • trip notes for ambulance transport
  • standard Diagnostic Related Groupings (DRG) or Revenue codes (facility)
  • standard Health Care Procedure Coding System (HCPCS) code sets and modifiers
  • standard Current Procedural Terminology (CPT) code sets and modifiers
  • standard International Classification of Diseases (ICD-9) codes, 9th revision
  • accurate entries for all the fields of information contained in the UB-92* (PDF) or CMS-1500 claim forms* (PDF)
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The following modifiers do not require clinical records:  CPT modifiers 26, 52, 63, or 90

CIGNA generally requires clinical documentation at the time a claim is submitted to be considered complete or "clean" for the following categories of claims (exceptions noted):

  • codes appended with with an assistant surgeon modifier (80, 81, or 82), assistant-at-surgery modifier (AS), or co-surgeon modifier (62) which typically do not require surgical assistance or co-surgeons
  • 'unlisted code' as defined in the CPT manual (under 'Unlisted Services and Procedures')
  • codes that are 'Not Otherwise Specified' (NOS)
  • codes that are "Not Otherwise Classified' (NOCC)
  • procedures that are potentially cosmetic
  • procedures that may be experimental/investigational/unproven
  • procedures that are medically necessary for some indications and not for all indications
  • services performed in an unexpected place of service, such as office services performed in an outpatient surgery center
  • codes appended with a modifier indicating additional or unusual services (e.g., 22, 23, 24, 53, 59, or 66)
  • speciied Evaluation & Management (E/M) service code pairs submited with modifier 25 that are disallowed according to a National Correct Coding Initiative (NCCI) Incidental Edit (also called Column 1/Column 2 Code Edits with CMS '1' modifier designations*
  • specified Non-Evaluation & Management (E/M) service code pairs submitted with modifier 59 that are disallowed according to a National Correct Coding Initiative (NCCI) Mutually Eclusive Edit with CMS '1' modifier designations*

*Not all NCCI edits require supporting documentation with initial claim submissions. Please see the Modifier 25 and Modifier 59 Code Lists requiring submitted documentation. The lists are available under Resources/Modifier & Reimbursement Policies.

Claims processing and turn-around time will not be extended by indicating documentation is attached in an electronic claim form or by submitting documentation with a paper claim.


Types of clinical documentation that may be requested include:
  • emergency room notes
  • facility notes
  • anesthesia notes and time
  • facility/MD notes
  • operative notes
  • radiology interpretation and report
  • lab results
  • MD office notes

Beyond the above categories, CIGNA may require submission of clinical records before or after payment of claims for the purpose of investigating potential fraudulent, abusive or other inappropriate billing practices, but only as long as there is reasonable basis for believing such investigation is warranted.

This policy is not designed to limit CIGNA's right to require submission of medical records for precertification or similar purposes.

Note: State legislation and/or plan-specific language supercede CIGNA administrative guidelines.


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