Why Choose Cigna?
Cigna’s Individual and Family insurance plans are designed to work with your needs. We offer budget-friendly health plans, offering a range of coverage options, quality care and helpful, easy to use tools and services.
Cigna health plans offer options to help you save
Whether it's our discounted rates to help you save when you visit an in-network provider, affordable monthly premiums, or access to quality, in-network providers – Cigna medical plans offer value that you can count on.
Cigna health plans include 100% coverage for eligible, in-network preventive care to help keep you healthy
You’ll have peace of mind knowing that in-network preventive services like your annual check-up, screenings, and routine immunizations are 100% covered.* This means you’ll be covered when you get a mammogram, colonoscopy, and cholesterol tests from an in-network provider.*
* Not all preventive care services are covered like most immunizations for travel. See policy for a complete list of covered and non-covered preventive care services.
Cigna provides tools and services to help make it easy for you to select plans and doctors, as well as predict healthcare costs:
Cigna online provider directory can help you:
- Find out if your doctor is in our networks
- Find other doctors, hospitals, and facilities
Access your personal account anytime, anywhere
Cigna offers personalized website tools and a mobile application to help you locate a provider, manage your healthcare costs, and access your claim information any time.
With the myCigna app1, you can find a doctor, view ID cards, search claims, manage account balances, and more—all on the go. See the app in action.
1 The downloading and use of the myCigna App is subject to the terms and conditions of the app and the online store from which it is downloaded. Standard mobile phone carrier and data usage charges apply.
Cigna offers access to 24/7 customer service and care teams to answer your provider or claims questions, and to support your health care needs.
Have a sick infant, or did you wake up in the middle of the night with a rash or fever? When you call the 24-Hour Health Information LineSM, you have the option to speak directly to a nurse. They will ask you some questions about your symptoms and situation, and will help you get the health information and find the services you need.
Cigna networks offer access to top providers in your local area.
Cigna has several networks. The plan you select determines your network of providers.
The Connect Network offers access to personal care and attention from providers in your local area. With this network, you choose a Primary Care Physician (PCP). They will get to know your health care needs, coordinate your overall care and refer you to specialists when needed.1
The Focus Network offers you a choice of quality care in your local area. You get access to top providers (that fit your personal needs) – no referral needed. Some of the health care professionals in our Network have separately earned the Cigna Care Designation – recognized for achieving top results on Cigna quality and cost-efficiency measures.
The LocalPlus® Network provides access to health care professionals in your area and other parts of the country. The LocalPlus Network is a select group of health care providers and hospitals. Cigna contracts with the providers in the network to ensure that you have referral-free access to quality care and to help keep your health care costs lower.
When you receive care from a health care professional or hospital in the LocalPlus Network, the visit is considered in-network which helps you incur lower out-of-pocket expenses. The LocalPlus Network is a smaller network of participating health care professionals, specialists and hospitals within the larger Cigna Open Access Plus (OAP) Network. When traveling, visit LocalPlus professionals in other LocalPlus Network areas for in-network benefits. If outside of a LocalPlus Network area, access the Cigna Open Access Plus Network for in-network benefits.
Cigna’s Open Access Plus Network (OAP) provides access to a large, national network of doctors, hospitals and facilities. You have the freedom to see any health care professional not in the OAP Network, and coverage for that service will be paid at the out-of-network benefit. Certain health care providers in the OAP network have earned the Cigna Care Designation. It recognizes providers for achieving top results on Cigna quality and cost-efficiency measures.
1 PCP selection and referrals are required for the Connect Network in all states except Missouri
Cigna dental plans offer flexible benefits and monthly premiums to meet your needs and budget.
Dental health contributes to your overall health and well-being. Cigna offers budget-friendly plans for you and your family. Dental plans are available to all ages, including children and those 65 and older.
Get the coverage that fits your needs. All Cigna dental plans include 100% preventive coverage1 - like annual visits and cleanings - when you visit a Cigna DPPO Advantage provider. Plus, no referral is needed to see a specialist.
Save the most when you visit one of the Cigna DPPO Advantage providers from our large national dental network. You also have the freedom to select a provider outside of the network, but you'll experience the best value with in-network care.
Learn more about Cigna dental plans available in your state.
1 Some preventive expenses may not be covered like athletic mouth guards. Refer to the Summary of Benefits or the Policy for a listing of covered and non-covered services
Be In the Know
HOW TO BUY HEALTH INSURANCE
WHAT HEALTH CARE REFORM MEANS FOR YOU
FOR FINANCIAL ASSISTANCE
We're Here to Help
Looking for information?
Are you a current Cigna Customer?
8:00 am to 10:00 pm (ET)
Monday through Friday
to speak with a licensed Cigna agent
Already a customer?
Go Mobile! Get the myCigna mobile app*and take Cigna with you when you're on the go.
24/7 customer service
Billing and payments
8:00 am to 10:00 pm (ET), Monday
*The downloading and use of the myCigna.com mobile app is subject to the terms and conditions of the app and the online store from which it is downloaded. Standard mobile phone carrier and data usage charges apply.