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    1.877.484.5967
    8:00 am - 8:00 pm (EST), Monday through Friday

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AZ Policy Disclosures
Read Arizona Policy Disclosures

Health Insurance Offered in Arizona

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Manage your health with affordable health insurance coverage for you and your family.

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With any Arizona health insurance plan from Cigna, you will enjoy access to:

  • Nearly 13,400 health care professionals and more than 80 hospitals in-network
  • Preventive care and wellness support programs
  • Emergency care, hospital care and surgery coverage
  • Friendly 24/7 customer support
  • Dedicated nurse line ready to help you get answers to your health questions any time—day and night
  • myCigna.com, the easy way to pay your bill online, download ID cards and more
  • Affordable prescription drugs through a retail pharmacy in the Cigna National Pharmacy Network, or delivered to your home through Cigna Home Delivery Pharmacy—View Prescription Drug List
  • Dental coverage, not just discounts, that you can choose to purchase in addition to your Cigna medical insurance plan

Arizona Eligibility Requirements

All applicants applying for coverage must meet age, dependent status and residency requirements.


Age and Dependent Requirements:

  • Eligible applicants must be under the age of 65 on the assigned effective date.
  • Primary applicants must be age 19 or older; children under the age of 19 may only apply as a dependent on a family plan with one or both parents.
  • Dependent children are eligible up to age 26.
  • A newborn child or newly adopted child, born or adopted to an enrolled subscriber, may be added to the subscriber’s plan within 31 days of the birth or adoption. Requests for enrollment beyond 31 days of the birth or adoption will be subject to the full application and medical underwriting evaluation.
  • Grandchildren, foreign exchange students and foster children are NOT eligible dependents.
Residency Requirements:
Non-Citizen Residence
  • Applicants must be a legal U.S. resident and must reside within the U.S. for six consecutive months prior to applying for coverage.
  • Applicants must reside within the state of Arizona and within the service area of the selected benefit plan.
U.S. Citizens and Expatriates
  • Citizens residing within the U.S. must reside within the state of Arizona at the time of application.
  • Citizens/Expatriates who have been living and working outside the U.S. and who are in process of returning to the U.S. are eligible to apply; the requested effective date must be after their return to the U.S.

For more information about benefits, exclusions or limitations, call Cigna at .

 

View Arizona medical application eligibility criteria

Arizona health insurance plans

Open Access Plans

Choose any doctor or specialized health care professional, either in-network or outside the network. Choose in-network doctors for greater savings. These plans are a great choice if you and your family have frequent office visits to your doctors, or if you might have surgery or a hospital stay this year. You do not need a referral to visit a specialist.

 

Compare Open Access health insurance plans in Arizona


Summary of Benefits

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Open Access Value Plans

Pay a lower monthly than our Open Access Plans, but your annual deductible and out-of-pocket maximum are higher. Consider this option if you and your family have fewer visits to the doctor. With our Open Access Value Plans, you’ll be able to visit the same doctors and specialists as our Open Access Plans.

 

Compare Open Access Value Health Insurance Plans offered in Arizona

Summary of Benefits

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Health Savings Plans

Our Health Savings Plans are compatible with a Health Savings Account. You can use a Health Savings Account to pay for qualified health costs with tax-advantaged funds, combined with a higher deductible. Consider this option to make your money go further if you know your typical yearly health care costs. Enjoy the same access to doctors and specialists as our Open Access Plan.

 

Compare Health Savings Plans offered in Arizona

 

Health Savings Account Plans

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Dental Insurance Plans

Our dental insurance policy is available when you purchase any of our medical plans. Cigna dental insurance provides coverage, not just discounts, for a range of services including check-ups and X-rays, fillings, and even root canals. Waiting periods apply for some services.

Learn more about Cigna dental insurance

Summary of Benefits

Dental PPO 50

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Cigna HealthCare of Arizona, Inc. offers individual HMO plans to Arizona residents. Please call 1-877-484-5967 for further details regarding the HMO plans.

Choosing a Health plan
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Affordable Health Insurance

Learn more about how Cigna health insurance plans can meet the needs of:

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