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Health Insurance Offered in Connecticut

State of Icon Connecticut

Manage your health with affordable health insurance coverage for you and your family.

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With any Connecticut health insurance plan from Cigna, you will enjoy access to:

  • Nearly 11,300 health care professionals and more than 100 hospitals in-network
  • Emergency care, hospital care and surgery coverage
  • Preventive care and wellness support programs
  • Friendly 24/7 customer support
  • Dedicated nurse line ready to help you get answers to your health questions any time—day and night
  • myCigna.com, the easy way to pay your bill online, download ID cards and more
  • Affordable prescription drugs through a retail pharmacy in the Cigna National Pharmacy Network, or delivered to your home through Cigna Home Delivery Pharmacy—View Prescription Drug List
  • Dental insurance that you can purchase in addition to your Cigna medical insurance plan 

View Connecticut medical application eligibility criteria

 

Connecticut Eligibility Requirements

All applicants applying for coverage must meet age, dependent status and residency requirements.


Age and Dependent Requirements:

  • Eligible applicants must be under the age of 65 on the assigned effective date.
  • Primary applicants must be age 19 or older; children under the age of 19 may only apply as a dependent on a family plan with one or both parents.
  • Your partner to a civil union
  • Dependent children are eligible up to age 26.
  • A newborn child or newly adopted child, born or adopted to an enrolled subscriber, may be added to the subscriber’s plan within 31 days of the birth or adoption. Requests for enrollment beyond 31 days of the birth or adoption will be subject to the full application and medical underwriting evaluation.
  • Grandchildren, foreign exchange students, and foster children are NOT eligible dependents.

Residency Requirements:

Non-citizen residents
  • Must be legal U.S. residents.
  • Must reside within the U.S. for six consecutive months prior to applying for coverage.
  • Must reside within the State of Connecticut at time of application.
U.S. Citizens and Expatriates
  • Citizens residing within the U.S. must reside within the State of Connecticut at time of application.
  • Citizens/Expatriates who have been living and working outside the U.S. and who are in process of returning to the U.S. are eligible to apply; the requested effective date must be after their return to the U.S.

For more information about benefits, exclusions or limitations, call Cigna at .

Connecticut health insurance plans

Open Access Plans

Choose any doctor or specialized health care professional, either in-network or outside the network. Choose in-network doctors for greater savings. These plans are a great choice if you and your family have frequent office visits to your doctors, or if you might have surgery or a hospital stay this year. You do not need a referral to visit a specialist.

Compare Open Access health insurance plans offered in Connecticut

 

Summary of Benefits

Outline of Coverage

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Health Savings Plans

Consider this choice to make your money go further if you know your typical yearly health care costs. Our Health Savings Plans are compatible with a Health Savings Account. You can use a Health Savings Account to pay for qualified medical costs with tax-advantaged funds, combined with a higher deductible. Enjoy the same access to doctors and specialists as our Open Access Plan.

Compare Health Savings Plans offered in Connecticut

 

Summary of Benefits

Outline of Coverage

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Dental Insurance Plans

Our dental insurance policy is available when you purchase any of our medical plans. Cigna dental insurance provides coverage, not just discounts, for a range of services including check-ups and X-rays, fillings, and even root canals. Waiting periods apply for some services.

Learn more about Cigna dental insurance

Summary of Benefits

Dental PPO 50

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Affordable Health Insurance

Learn more about how Cigna health insurance plans can meet the needs of:

IndividualsFamiliesStudents and young adultsSelf-EmployedEarly retireesPeople between jobs
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