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FL Policy Disclosures
Read Florida Policy Disclosures

Health Insurance Offered in Florida

Cigna's health insurance plans in Florida

Manage your health with affordable health insurance coverage for you and your family.

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With any Florida health insurance plan from Cigna, you will enjoy access to:

  • Nearly 32,300 health care professionals and more than 230 hospitals in-network
  • Preventive care and wellness support programs
  • Emergency care, hospital care and surgery coverage
  • Friendly 24/7 customer support
  • Dedicated nurse line ready  to help you get answers to your health questions any time-day and night
  • MyCigna.com, the easy way to pay your bill online, download ID cards and more
  • Affordable prescription drugs through a retail pharmacy in the Cigna National Pharmacy Network, or delivered to your home through Cigna Home Delivery Pharmacy
  • Dental coverage, not just discounts, that you can choose to purchase in addition to your Cigna medical insurance plan
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View Florida medical application eligibility criteria

Medical eligibility criteria to apply

  • Your lawful spouse
  • Primary applicants must be age 19 or older; children under the age of 19 may only apply as a dependent on a family plan with one or both parents.
  • Your children, stepchildren or adopted children, who have not yet reached age 26

Medical eligibility criteria for dependents

  • Dependent children are covered up to age 26. Dependent children who have reached age 26 can continue to be covered up to the end of the calendar year in which they reach age 30 provided the child is unmarried and does not have a dependent of their own AND is a resident of Florida OR is a full-time or part-time student and is not covered under any other health insurance policy or entitled to benefits under Medicare or Medicaid.
  • Your own or your spouse's children with continuing mental retardation or physical disability, may continue to be covered beyond age 26 if enrolled prior to reaching age 26 and are unmarried. Proof of disability and dependency is required.

For more information about benefits, exclusions or limitations, call Cigna at 1.866.GET.Cigna (1.866.438.2446).

Florida health insurance plans

Open Access Plans

Choose any doctor or specialized health care professional, either in-network or outside the network. Choose in-network doctors for greater savings. These major medical health insurance policies are a great choice if you and your family have frequent office visits to your doctors, or if you might have surgery or a hospital stay this year. You do not need a referral to visit a specialist.

Summary of Benefits

Outline of Coverage

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Open Access Value Plans offered in Florida

Consider this option if you and your family have fewer visits to the doctor. Pay a lower monthly premium than our Open Access Plans, but a higher annual deductible and out-of-pocket maximum. Enjoy the same access to doctors and specialists as our Open Access Plans.

Summary of Benefits

Outline of Coverage

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Health Savings Plans offered in Florida

Consider this option to make your money go further if you know your typical yearly health care costs. Our Health Savings Plans are compatible with a Health Savings Account.  You can use a Health Savings Account to pay for qualified medical costs with tax-advantaged funds, combined with a higher deductible. Enjoy the same access to doctors and specialists as our Open Access Plan.

Summary of Benefits

Outline of Coverage

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Dental insurance offered in Florida

Our dental insurance policy is available when you purchase any of our medical plans. Cigna dental insurance provides coverage, not just discounts, for a range of services including check-ups and X-rays, fillings, and even root canals. Waiting periods apply for some services.

Learn more about Cigna dental insurance

Summary of Benefits

Dental PPO 50

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Choosing a Health plan
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Our knowledgeable insurance consultants can guide you through the entire process.

Call 1.866.GET.Cigna (1.866.438.2446)

8:00 am - 10:00 pm EST Monday through Friday

Get a Quote Online

Get a no-obligation quote in just a few minutes.

Apply Online for Coverage

Know which plan you want? It's easy to apply with our secure online application process.

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Affordable Health Insurance

Learn more about how Cigna health insurance plans can meet the needs of:

IndividualsFamiliesStudents and young adultsSelf-EmployedEarly retireesPeople between jobs