Policy Disclosures in Texas

In Texas, Open Access Plus plans are considered Preferred Provider plans with certain managed care features. Rates will vary by plan design including the amount of plan deductibles, coinsurance, and out-of-pocket and lifetime maximums. Rates may vary based on age, gender, geographic location and the plan deductible selected.

Rates for new medical policies with an effective date of 1/1/2013 and later are guaranteed through 12/31/2013. Eligibility for rate is based upon residential zip code. After the initial guarantee, rates are subject to change upon 60 days notice.

These rates are the Cigna standard rates. Enrollment in a Cigna Open Access, Open Access Value or Health Savings Plan is subject to medical underwriting guidelines established by the health plan, and your rate may vary based upon tobacco usage* and the results of the medical underwriting risk assessment process. You may be declined coverage because of a health condition. If you are issued a policy, certain medical conditions may not be covered for a specified length of time if those conditions are related to a medical condition that existed prior to the date of coverage.

This medical insurance policy (TXIND2009a) has exclusions, limitations, reduction of benefits and terms under which the policy may be continued in force or discontinued. For costs and complete details of coverage, contact Connecticut General Life Insurance Company at 900 Cottage Grove Road, Hartford, CT 06152 or call 1.866.GET.Cigna.

These rates are representative.

1. The rates are illustrative only.
2. A person should not send money to the issuer of the health benefit plan in response to the advertisement.
3. A person cannot obtain coverage under the health benefit plan until the person completes an application for coverage and benefit exclusions and limitations may apply to the health benefit plan.