Medicare Advantage health plans provide comprehensive medical and drug coverage (note that plans covering medical services only are also available). These plans, such as Cigna-HealthSpring Medicare Advantage, utilize a designated network of doctors and hospitals who work together to provide the best care in the most cost-effective manner.
These plans are best suited for individuals looking for:
Low monthly premiums
A plan that combines all Medicare benefits into one
A team approach to healthcare that promotes the doctor-patient relationship