Your Enrollment Checklist - Choosing a health plan that is right for you
Choosing a health plan is one of the most important decisions you’ll make this year. These steps can help you choose the right plan for you and your family.
Review your enrollment materials and Summary of Benefits for specific plan details. Check also to see if your employer offers dental, vision, or disability insurance. These are important coverages and can be more cost effective if you buy through your employer.
Think about your health history and how things might change in the upcoming year. Thinking about the services you need can help you determine what type of coverage is right for you.
Estimate how much you spend on health care costs each year, including doctor visits and prescriptions. It will help you identify the plan that makes the most sense for you.
Visit the online directory on Cigna.com or on myCigna if you are already registered to see if your doctor participates in the plan's network.
Check the prescription drug list to see if your medications are covered if you have Cigna Pharmacy.
Find out what other health care expenses are covered, such as emergency care, surgeries and laboratory tests.
Look to see if you can save money by earning incentives for taking certain actions to improve your health.
Check with your employer to see if a Flexible Spending Account (FSA) is available and determine if it's right for you. A Flexible Spending Account lets you use tax-free money to help pay for medical expenses.
If you're a Cigna customer and want to find out more about the useful tools and health resources available to you, register for myCigna.com. Download the myCigna Mobile App for quick and easy access on the go. *
Take a health assessment on myCigna (if applicable).
Remember, we are here for you if you need us. Call the pre-enrollment line phone number provided by your employer or use the number on the back of your Cigna ID card if you have questions.
*The downloading and use of the myCigna Mobile App is subject to terms and conditions of the App and the online stores from which it is downloaded. Standard mobile phone carrier and data usage charges apply.
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