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CIGNA Dental EPO

A balance of choice and savings

CIGNA Dental Exclusive Provider Organization (DEPO1) lets members visit any licensed dentist in our Preferred Provider network without requiring referrals for specialty care. Members are reimbursed for all or part of costs for covered procedures up to the annual dollar maximum after meeting deductibles or satisfying any waiting periods.

The CIGNA Dental EPO provides the flexibility of broad network access with in-network only benefits. Members will enjoy these advantages:

  • No need to select a primary care dentist.
  • No referral needed to seek care from a network specialist.
  • No need to submit claims because participating providers will submit them for you.
  • No balance billed charges, since participating dentists are not allowed to bill above the negotiated, discounted fees for covered services.
  • You can enjoy savings on non-covered services. And the savings apply to covered services when you exceed your annual maximum or other plan limitations. To take advantage of these savings, you must visit a network dentist.
  • Claims are paid using the negotiated provider fee schedules in place today with our DPPO plan.
  • Lower out-of-pocket costs for covered services because the contracted fee schedules for this network represent an average of 35% off average area charges.2
  • An ID card is not needed to access dental care.

With the DEPO plan, members will find that coverage for most preventive services is provided at no or low cost.

1 Available only where allowed by law.
2Average discount percentages are calculated by comparing nationwide average contracted rates to national average charge data. Actual savings will vary based upon procedure, geographic location, and the individual dentist's contracted fees.

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