Financial Institutions
CIGNA offers group insurance that works for financial institutions
Each program features competitively priced products that are easy to sell, and our experienced marketing professionals are assigned to support you with every account.
Products available to financial institutions include:
Term life highlights and features
- competitive rates for unisex, male/female, smokers/non-smokers
- family coverage available
- wide range of benefit limits
- short-form or long-form underwriting to benefit-limits offered
- benefit options include
- accidental death and dismemberment
- escalator (inflation) benefit
- involuntary unemployment waiver of premium
- accelerated benefit for terminal illness
- waiver of premium
Accidental death and dismemberment highlights and features
- coverage with or without dismemberment
- family coverage available
- bonus/sponsor-paid complementary coverage program
- benefit options:
- accidental paralysis
- additional occupational coverage
- ambulance benefit
- armed forces coverage
- child care center
- child survivor
- common accident
- common carrier
- escalator (inflation) benefit
- felonious assault
- hospital confinement due to accident
- increased benefit for dependent child
- loss of speech and hearing
- loss of use of limb or sight
- National Reserve/Guard coverage
- permanent total disability
- private passenger
- rehabilitation
- scheduled air
- seat-belt and airbag benefit
- special education
- spouse occupational or educational retraining
- stand-alone travel accident available
- total disability/weekly income
- waiver of premium
Hospital indemnity highlights and features
- flexible, guaranteed-issue coverage for both inpatient hospital stays and selected post-hospitalization services
- coverage for sickness and accidents, or accidents only
- family coverage available
- competitive unisex and attained-age rates
- first-day coverage, or choice of elimination periods
- full or reduced benefits at age 65
- choice of benefit periods
- benefit options:
- at-home nursing
- cancer coverage
- common accident
- emergency-room care
- escalator (inflation) benefit
- increased accident (if confined)
- intensive-care/cardiac-care unit
- maternity
- mental and nervous diseases/disorders
- outpatient surgical
- post-hospital convalescence
- skilled nursing facility
- surgical schedule
- survivor
- waiver of premium
- wide range of daily indemnity benefits offered from $50 up to $500 per day (subject to state regulations)
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