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CIGNA Group Insurance Specialty Groups: Participant Accident Insurance
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Meeting the needs of coaches and activity supervisors
CIGNA Participant Accident Insurance provides excess accident medical coverage when participants suffer accidental injury during sponsored and supervised sports programs or other organized activities. The plan is sold as blanket coverage, purchased by a group for all its participants.
Covered groups include:
- Athletes in sports camps, school sports or amateur sports
- Volunteers, including community, civic and nonprofit organizations
- Child care centers, including school and church affiliated centers
- Recreational groups, including camping, skiing, and whitewater rafting
- Charities, including fund-raisers
- Religious retreats and meetings
- Sponsored special events
- Students in public or private schools, including college
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Highlights and Features
CIGNA's Participant Accident Insurance program covers a broad range of groups and activities, providing the best possible protection for covered participants. With a quick-quote capability, competitive pricing and flexible plan designs, CIGNA can fill the accident-medical-coverage needs of your clients.
Features include:
- high-limit accident-medical-expense (AME) benefit maximums, up to $1,000,000
- accident-medical-expense plans: primary, primary-excess or full-excess
- optional high-limit catastrophic plans
- sickness-medical-expense benefit up to $1,000 for overnight camps
- coverage while traveling to and from covered activities
- accidental death & dismemberment benefits
- medical-evacuation and repatriation benefits available
- choice of benefit levels, deductibles and benefit periods
- coverage can be extended to administrators, organizers, trainers or supervisors
- available in most states
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