Everyone wants a plan with solid coverage and good value. But maybe you prefer to pay a little more for your plan each month so you can pay less out of your pocket. Or, you might want a way to save money on a tax-advantaged basis to pay for your medical expenses using a Health Savings Account (HSA). With Cigna insurance, you have a choice of affordable individual health insurance options to help you manage health care needs and your budget.
When you select a Cigna health insurance plan, you have access to a network of more than 500,000 participating quality health care professionals and centers throughout the country. Cigna negotiates with these health care professionals to offer you the most affordable medical insurance value for your dollar. If you want to see a doctor who's not in the Cigna insurance network, that's not a problem with these plans. Your out-of-pocket costs will vary, and you'll pay less when you see an in-network health care professional or facility.
There's more to an affordable individual health insurance plan than premiums and deductibles. If it's more convenient, your prescription drugs can come to you. There are no extra costs or delivery fees. You pay a mail-order pharmacy copay and can order up to a 90-day supply of your prescription medications with one phone call to the Cigna Home Delivery Pharmacy.