Individual insurance in Arizona

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About Cigna's Arizona Medical and Dental Plans

Cigna's Arizona health insurance plans offer you and your family dependable health insurance at affordable rates. With access to Cigna Medical Group facilities, outstanding 24/7 customer support and your own secure, personalized myCigna.com website to manage your plan, it's easy to see why Cigna is a great choice.

Below is an overview of Cigna's Arizona health insurance plans along with links to more detailed information for each plan that we offer. If you have questions or are ready to apply, our customer service team is ready to help at
.

Health and Dental Insurance Plan Overview

Open Access Plan

Choose the doctors you want to see in-network or out-of-network. It's up to you.

No referral required to see a specialist

Dental coverage
available

Open Access Value Plan

Same freedom of choice as Open Access plans

A lower monthly premium

A higher annual deductible and out-of-pocket maximum

Dental coverage
available

Health Savings Plan

High deductible plan allows you to use a tax-advantaged Health Savings Account (HSA) to help pay for current medical expenses or save for future ones.

Choose the doctors you want to see in-network or out-of-network. It's up to you.

No referral required to see a specialist

Dental coverage
available

Cigna HealthCare of Arizona, Inc. offers individual HMO plans to Arizona residents. Please call 1-877-484-5967 for further details regarding the HMO plans.

Medical Plan Comparisons

Open Access Plans

Open Access Value Plans

Health Savings Plans
 

Medical Summary of Benefits

Open Access Plans

Open Access Value Plans

Health Savings Plans
 
 

Pharmacy

Prescription Drug List
 

Dental Summary of Benefits

 


For more information about benefits1, rates or network options, call
. Arizona State University students and faculty, please email us at GoDevils@Cigna.com.

Arizona Eligibility Requirements

All applicants applying for coverage must meet age, dependent status and residency requirements.

Age and Dependent Requirements:

  • Eligible applicants must be under the age of 65 on the assigned effective date
  • Primary applicants must be age 19 or older; children under the age of 19 may only apply as a dependent on a family plan with one or both parents
  • Dependent children are eligible up to age 26
  • A newborn child or newly adopted child, born or adopted to an enrolled subscriber, may be added to the subscriber's plan within 31 days of the birth or adoption. Requests for enrollment beyond 31 days of the birth or adoption will be subject to the full application and medical underwriting evaluation
  • Grandchildren, foreign exchange students and foster children are NOT eligible dependents

Residency Requirements:

Non-Citizen Residence

  • Applicants must be a legal U.S. resident and must reside within the U.S. for 6 consecutive months prior to applying for coverage
  • Applicants must reside within the state of Arizona and within the service area of the selected benefit plan.

U.S. Citizens and Expatriates

  • Citizens residing within the U.S. must reside within the state of Arizona at the time of application
  • Citizens/Expatriates who have been living and working outside the U.S. and who are in process of returning to the U.S. are eligible to apply; the requested effective date must be after their return to the U.S.

For more information about benefits, exclusions or limitations, call Cigna at
.

For Brokers and Agents

Our broker website allows our licensed and appointed brokers and agents view plan highlights, compare benefits, generate proposals, track submitted proposals, access a variety of forms, and more. Start utilizing the broker website today.

For Employers

Looking for group plans for your company? Visit the group plans pages.

1Services that are not medically necessary, are not a covered benefit, experimental or investigational, conditions caused by or contributed by an act of war, insurrection, riot, military service, work related injuries or conditions that can be covered under a workers compensation or similar policy, services that may be obtained from a local, state or federal agency (except Medicaid), professional services or supplies received from yourself, or a family member or other person living in your home. Private duty nurse, private hospital room, hospital stays primarily for environmental change, diagnostic tests and physical therapy for treatment of chronic pain. Stays in a nursing or rest home, normal pregnancy and maternity benefits, custodial care, personal and comfort items, dental and orthodontic services, optometric services, eye surgery to correct refractive defects of the eye, non-prescription contraceptive drugs, devices and/or supplies, some routine care services, cosmetic surgery/services, sex change surgery, treatment for sexual dysfunction, fertility or infertility, animal to human organ transplants, orthopedic shoes, orthotics, routine foot care, weight reduction or treatment of obesity, telephone or email consultations, cryopreservation, hearing aids, dental implants, smoking cessation aids, non-emergency foreign country providers, educational or nutritional services, durable medical equipment not specifically listed as Covered Services, immunizing agents, biological sera, blood and blood products, drugs associated with weight loss, allergy desensitization products or serum, drugs obtained outside the United States, and growth-hormone treatment.