Individual insurance in Connecticut

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Individual and Family Plans in Connecticut

About our Connecticut Medical and Dental Plans


Choosing an individual or family health insurance plan is an important decision. The plan you select to protect you or your family needs to provide the coverage you expect with premiums that fit your budget. Cigna makes your decision easier by offering affordable Connecticut health insurance plans that cover everything a dependable health plan should... and more.

A Connecticut health plan from Cigna covers emergency care, hospital care, surgical procedures, prescription drugs, preventive care, and even some wellness support programs. What's more, our Connecticut health insurance plans also include additional services designed to help you and your family get healthy and stay well-all at no cost to you.

Below, you will see a summary of Cigna's Connecticut health plans. To get more information on each plan or to get an instant, no-obligation Connecticut health insurance quote from Cigna, click the button below. To apply for one of our Connecticut health insurance plans, please visit the secure online application or call us at .

Health and Dental Insurance Plan Overview

Open Access

Choose the doctors you want to see in-network or out-of-network. It's up to you.

No referral required to see a specialist

Dental coverage
available

Health Savings Plan

High deductible plan allows you to use a tax-advantaged Health Savings Account (HSA) to help pay for current medical expenses or save for future ones.

Choose the doctors you want to see in-network or out-of-network. It's up to you.

No referral required to see a specialist

Dental coverage
available


Medical Plan Comparisons

Open Access Plans

Health Savings Plans
 

Medical Summary of Benefits

Open Access Plans

Health Savings Plans
 

Medical Outline of Coverage

Open Access Plans

Health Savings Plans
 

Pharmacy

Prescription Drug List
 

Dental Summary of Benefits

Connecticut Eligibility Requirements

All applicants applying for coverage must meet age, dependent status and residency requirements.

Age and Dependent Requirements:

  • Eligible applicants must be under the age of 65 on the assigned effective date
  • Primary applicants must be age 19 or older; children under the age of 19 may only apply as a dependent on a family plan with one or both parents
  • Your partner to a civil union
  • Dependent children are eligible up to age 26
  • A newborn child or newly adopted child, born or adopted to an enrolled subscriber, may be added to the subscriber's plan within 31 days of the birth or adoption. Requests for enrollment beyond 31 days of the birth or adoption will be subject to the full application and medical underwriting evaluation
  • Grandchildren, foreign exchange students and foster children are NOT eligible dependents

Residency Requirements:

Non-Citizen Residence

  • Must be legal U.S. residents
  • Must reside within the U.S. for 6 consecutive months prior to applying for coverage
  • Must reside within the State of Connecticut at time of application

U.S. Citizens and Expatriates

  • Citizens residing within the U.S. must reside within the state of Connecticut at the time of application
  • Citizens/Expatriates who have been living and working outside the U.S. and who are in process of returning to the U.S. are eligible to apply; the requested effective date must be after their return to the U.S.

For more information about benefits, exclusions or limitations, call Cigna at

For Brokers and Agents

Our broker website allows our licensed and appointed brokers and agents view plan highlights, compare benefits, generate proposals, track submitted proposals, access a variety of forms, and more. Start utilizing the broker website today.

For Employers

Looking for group plans for your company? Visit the group plans pages.