Cigna Individual & Family Health Insurance

The Cigna Difference

Top Reasons to Choose Cigna for Individual and Family Insurance

Your health is your most valuable asset. And, with decades of experience, Cigna is well-qualified to help you protect it. We offer better health insurance coverage at a better value, with 24x7 customer service and a wide choice of medical and dental plans to meet a range of needs.

  • Open Access Plus national network with over 500,000 quality health care professionals and over 8,000 hospitals and facilities.
  • Freedom to Choose in our individual health insurance plans which doctors to see and when. No referrals are required.
  • Select dental coverage for everyone on your medical plan. Whether you choose a dentist from one of 72,000 nationwide in the Cigna Dental Core Network1 or outside the Network, your coverage includes a wide range of eligible services after you satisfy any waiting period and meet your deductible, including preventive, basic and restorative services.
  • Personalized Website to help you find doctors and health professionals, pay your premium, view claims history, download forms, print temporary ID cards and more.
  • 24/7 Call Center making Cigna the first national health service company to offer customer service call center hours 24 hours a day, 7 days a week to answer questions at any time.
  • Online Tools to compare the cost and quality of medications, medical services, and hospital care.
  • Free and Confidential Health Assessment to help you better understand and protect your overall health.
  • Health Information Line Staffed by Trained Nurses who can offer detailed answers to health questions, available 24 hours a day, 7 days a week.
  • Door-to-Door Home Delivery Pharmacy that offers both convenience and reduced costs for prescription drugs.
  • Healthy Rewards® Discount Program* for weight management and nutrition products, tobacco cessation, fitness club memberships and more.

1 The Dental plan is underwritten by Connecticut General Life Insurance company with network management services provided by Cigna Dental Health Inc. In Texas, the Cigna Dental insurance product is referred to as the CG Dental Choice. In Arizona, the Dental PPO is known as CG Dental PPO.

*Some Healthy Rewards programs are not available in all states. If your Cigna HealthCare plan includes coverage for any of these services, this program is in addition, not instead of, your plan benefits. Healthy Rewards programs are separate from your medical benefits. A discount program is NOT insurance, and the customer must pay the entire discounted charge.