About Cigna's North Carolina Medical and Dental Plans

North Carolina Eligibility Requirements

All applicants applying for coverage must meet age, dependent status and residency requirements.

Age and Dependent Requirements:

• Eligible applicants must be under the age of 65 on the assigned effective date
• Primary applicants must be age 19 or older; children under the age of 19 may only apply as a dependent on a family plan with one or both parents
• Dependent children are eligible up to age 26
• A newborn child or newly adopted child, born or adopted to an enrolled subscriber, may be added to the subscriber's plan within 31 days of the birth or adoption. Requests for enrollment beyond 31 days of the birth or adoption will be subject to the full application and medical underwriting evaluation
• Grandchildren, foreign exchange students and foster children are NOT eligible dependents

Residency Requirements:

Non-Citizen Residence

• Must be legal U.S. residents
• Must reside within the U.S. for 6 consecutive months prior to applying for coverage
• Must reside within the State of North Carolina at time of application

U.S. Citizens and Expatriates

• Citizens residing within the U.S. must reside within the state of North Carolina at the time of application
• Citizens/Expatriates who have been living and working outside the U.S. and who are in process of returning to the U.S. are eligible to apply; the requested effective date must be after their return to the U.S.

For more information about benefits, exclusions or limitations, call Cigna at