Features & Benefits
Visit Any Eye Care Professional — It's all about choices.
Our Indemnity Vision Care plans offer a comprehensive vision and eye-health exam and may also include coverage for glasses and/or contact lenses. These plans offer maximum flexibility because there is no network of providers, which means members visit any licensed eye care practitioner.
Next (How It Works) >
How It Works
No Network Means Maximum Flexibility
Members will need to pay the provider at the time of service and submit a member claim form for reimbursement.
For more information about vision benefits, members can log on to myCIGNA.com.
Next (Employer Advantages) >
Employer Advantages
When you add our Indemnity Vision Care plan to your employees' CIGNA HealthCare medical and/or dental plan designs, you are offering them maximum flexibility. There is no network of providers, and your employees are free to visit any eye-care provider they choose.
All CIGNA vision plans offer benefits for you including:
- Single source benefit administrative solutions
- One vendor feed for eligibility
- One account management team
- Integrated focus on entire benefit package versus a stand-alone
Please call your broker or CIGNA HealthCare representative for more information about Indemnity Vision Care. If you currently offer CIGNA HealthCare benefits to your employees, log in to CIGNAaccess.com for personalized information and online benefits management.
Next (FAQ) >
FAQ
My vision seems fine so I never pay attention to my eye care plan. How important is it??
Many eye diseases and disorders have no symptoms or early warning signs so a comprehensive vision and eye examination is an important element in the evaluation of a patient's overall health. The health of the eyes, blood vessels, nerves, and other tissues often reflect the health of other parts of the body.
What health risks can I face if I don't have regular eye exams? ?
Health problems are not always symptomatic. An eye examination can detect refractive errors, amblyopia (lazy eye) in children, diabetes, glaucoma, macular degeneration, cataracts, tumors, hypertension, strokes, high cholesterol and other diseases.
My children are very young. Should I worry about their vision care right now??
Yes. Vision disorders are the leading cause of handicapping conditions in our children. Treatment before age five is critical. Early recognition of visual disorders will result in more effective treatment.
I work at a computer most of the day. Can this really harm my vision??
The average employee spends as much as six hours a day in front of a computer. Studies indicate that visual symptoms occur in 50-90 percent of computer users and are their most frequent health complaint. This could be a result of improper eyewear, lens prescription or both. Some symptoms include eyestrain, headaches, blurred vision, dry eyes, neck and/or backache, light sensitivity and double vision.
My parents have perfect vision. Do I need regular exams if I'm feeling fine??
Anyone can suffer from vision problems at any time. Vision care is not just for diabetics and those over 60.
- People with high blood pressure or high cholesterol
- The medically obese
- Smokers
- Children and adolescents (and, by association, their parents)
- Computer users
- Outside laborers
- Factory workers
- Adults in all stages of life, and especially over age 40
Next (Features & Benefits) >
