CIGNA.com - Physicians' Disability Toolkit


Physicians' Disability Toolkit ^SM

	Disability Basics Overview of disability coverage and how it is provided.		Impairment vs. Disability How we define "disability."
	Claim Information & Resources How we work together in the disability claim process, what we need to know from the patient and you, plus contact information you'll need.		Return-to-Work Determining when and how the patient can return to the workplace and resume daily tasks.
	Forms Patient information that we collect from you.		Frequently Asked Questions Glossary of Terms FAQs for Physicians External Resources

Welcome to the Physicians' Disability Toolkit ^SM

The Physicians' Disability Toolkit^SM is designed to help health care professionals like you, and your office staff, understand more about how the disability claim process works and your important role in helping us make claim decisions.

Out-of-work patients you treat for illness or injury are not automatically approved for disability benefits. This Toolkit helps explain what qualifies as disability and how information from you and your patients helps us make disability decisions appropriately.

Use the menu on the left to learn more about basic disability information, how you fit into and contribute to the claims process, forms and contacts you'll need to provide us with medical documentation, plus common terms we use and questions we hear from other physicians.

The information contained in this Toolkit is intended as a general reference on these issues. It provides general background information and is not intended to be relied on as legal advice. Users of this site should discuss these issues with their own attorneys.