Consumer-Driven Health Plans (CDHP) can be an effective way of reducing total medical cost. However, few have studied differences in the customer experience attributable to plan type (HRA or HSA) within the CDHP universe of offerings, or been able to link the medical experience to customers’ HSA accounts. So, Cigna took the next step and studied demographics, income levels, medical claims, account information and account spending. The key findings are presented here in our white paper: Maximizing the Value of Consumer-Driven Health Plans.
To read the full study, download your copy of the CDHP white paper by clicking below.
Cigna Consumerism Product and Analytics. Maximizing the value of Consumer-driven Health Plans: A closer look at HRA and HSA. A white paper detailing a multiyear comparative analysis of utilization, claim and cost trend data for over 50 employers with Choice Fund integrated HRAs, Choice Fund integrated HSAs or non-Integrated HSAs as they transitioned from traditional plans to full-replacement CDHPs in 2011, 2015. Individual client results will vary.
Health Ownership Transformed
Interested in learning more about our CDHP Solutions and capabilities? Experience our digital magazine, Healthcare Transformed. This interactive piece features dynamic links to collateral, videos, FAQs, and more!
After you've read the white paper, hear what our experts have to say in our Maximizing the Value of Consumer-Driven Health Plans podcast.