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Health costs run deeper than just medical care. Prescriptions. Mental health. Dental care. Care for employees on disability and traveling abroad for business. It can all affect your overall health costs, as well as your workforce productivity and well-being.
Cigna's Value of Integration study revealed that connecting medical, pharmacy, and Total Behavioral Health resulted in a $227 PMPY savings1 and a 17% higher customer engagement in medical case management and behavioral coaching.2
Our approach to total health is designed to help achieve better health outcomes and savings for your business, and help make the health journey easier for your employees.
A Personalized Approach
We have a view into a customer’s whole health needs, whole treatment plan, and connectivity across benefits to drive the actions that can help your employees and your business feel better, get healthier, and spend less.
We connect our insights and relationships in innovative ways to influence employees, health care providers, and drug manufacturers' decisions.
Cigna Pharmacy Management®
Adding a pharmacy benefit to your medical plan can help lower total medical costs and help provide an easier experience for your employees. Being fully connected allows us to leverage data, analytics, and technology on a common clinical platform to proactively work with your employees and health care providers to help ensure drug adherence, receive cost savings alerts, and close gaps in care.
With Cigna Pharmacy Management, you get a fully connected, personalized approach to change behaviors – in the moments that matter most – to help deliver better total well-being outcomes, and lower pharmacy and total health spending.
Medical and Dental
Medical and dental plans work together to educate and motivate employees to understand the importance of oral health for better total health and savings. This includes preventive dental treatment, which is associated with 6-8% lower medical utilization costs.3
Additionally, Cigna Dental Oral Health Integration Program® focuses on reducing risks related to pregnancy, diabetes, and heart disease with average medical cost savings for high-risk groups:3
- Diabetes – $34 PMPY4
- Heart – $48 PMPY4
1 $227 per member per year costs savings when you connect Medical, Cigna Total Behavioral Health and Pharmacy benefits. 2019 Cigna national Book of Business study of medical customers who have Cigna medical, pharmacy and Cigna Total Behavioral Health benefits vs. those with Cigna medical, pharmacy and FFS Inpatient only behavioral benefits. Individual client/customer results will vary and are not guaranteed.
2 Cigna 2019 book of business study of medical customers who have Cigna Pharmacy + Total Behavioral Health vs those with Cigna medical and basic behavioral. Individual client/customer results will vary and not guaranteed. Average annual per member per year (PMPY).
3 Preventive Dental Treatment Associated with Lower Medical Utilization and Costs.” National study of Cigna customers with dental and medical coverage, July 2019. First year TMC savings: 6%, second year TMC savings: 8%.
4 Dental Treatment Associated with Lower Medical Utilization and Costs,” national Cigna study presented at the International Association for Dental Research Meeting, Boston. March 2015. Updated with 2018 Data. Study Group - 16,750 Members who received periodontal treatment in 2014 and in each subsequent years 2015–2016. Control Group – 16,750 Members who received periodontal treatment in 2014, and no subsequent treatment in 2015-2016. Result statistically significant with p-value<0.05.Product availability may vary by location and plan type and is subject to change. All group insurance policies and group benefit plans contain exclusions and limitations. For costs and details of coverage, contact a Cigna representative. All Cigna products and services are provided exclusively by or through operating subsidiaries of Cigna Corporation, including Cigna Health and Life Insurance Company (CHLIC) or its affiliates. Policy forms: Medical – OK: HP-APP-1 et al (CHLIC), TN: HP-POL43/HC-CER1V1 et al (CHLIC); Dental – OK: HP-POL99 et al, TN: HP-POL69/HC-CER2V1 et al (CHLIC); Disability - TL-004700 et al.