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Who We Serve

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Why Cigna

Why Cigna

Why Cigna Overview

Controlling costs, improving employee health, and personalized service are just a few of the ways we can help your organization thrive.
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Medical Savings and Spending Accounts (HRA/HSA/FSA) Wellness, Mental Health, and Behavioral Pharmacy Dental and Vision Cost Control Strategies Supplemental Health Solutions Who We Serve Overview Small Employers (51 - 499) Medium Employers (500 - 2,999) Large Employers (3,000+) Hospitals and Health Systems Higher Education K-12 Education State and Local Governments Taft-Hartley and Federal Membership and Affinity Groups Third Party Administrators Health Insurance for Expats IGO/NGOs Multinational Businesses Why Cigna Overview Industry Insights Overview Informed on Reform Workplace Wellness Consumer-Driven Health Plans Log in to Employer Portal
Home EmployersCost Control Strategies

Cost Control Strategies

Our innovative plan design and suite of funding solutions can help control business health care costs.

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We’ll design a funding strategy that helps meet the unique needs of your organization.

At Cigna, we believe a smart health plan strategy starts with cost control, budgeting, and funding solutions that are designed to help keep health benefit costs under control, offer predictability and protection against high-cost claims to help keep your employees healthier.

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Cost Control Strategies

Funding Solutions

Solutions to help manage risk, cash flow, and control costs for insured and self-funded plans.

Medical Stop Loss Insurance

Coverage to protect self-funded employers from unexpected fluctuations in claims.

Defined Contributions

Budgeting strategy that provides employees with a fixed contribution to spend on benefits.

Embarc Benefit Protection®

Solution to help lower costs for gene therapy drugs and provide access for those who need them.

Why choose our Cost Control Strategies?

We’ll partner with you to determine a cost control strategy that meets the unique needs of your company and your budget. We can help:

  • Manage risk and cash flow
  • Offer payment options that help achieve real-time and sustainable cost savings
  • Create opportunities to increase savings when health and wellness programs are successful
  • Provide access to data that drives informed plan design choices to improve affordability
  • Make it easy for you to track spending and plan performance with detailed financial and utilization reports

Related Products

Pharmacy Medical Plans Additional Insurance Options

Our solutions can help you control your health care costs

Contact your broker or connect with a Cigna representative to discuss your organization’s unique needs.

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Product availability may vary by location, group size and plan type and is subject to change. All group health insurance policies, stop-loss insurance policies and health benefit plans contain exclusions and limitations. For costs and details of coverage, contact a Cigna representative. Group health plans and stop loss insurance policies are insured or administered by Cigna Health and Life Insurance Company or its affiliates. Medical Policy forms: OK - HP-APP-1 et al; OR - HP-POL38 02-13, TN - HP-POL43/HC-CER1V1 et al.

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Disclaimer

Individual and family medical and dental insurance plans are insured by Cigna Health and Life Insurance Company (CHLIC), Cigna HealthCare of Arizona, Inc., Cigna HealthCare of Illinois, Inc., Cigna HealthCare of Georgia, Inc., Cigna HealthCare of North Carolina, Inc., Cigna HealthCare of South Carolina, Inc., and Cigna HealthCare of Texas, Inc. Group health insurance and health benefit plans are insured or administered by CHLIC, Connecticut General Life Insurance Company (CGLIC), or their affiliates (see a listing of the legal entities that insure or administer group HMO, dental HMO, and other products or services in your state). Accidental Injury, Critical Illness, and Hospital Care plans or insurance policies are distributed exclusively by or through operating subsidiaries of Cigna Corporation, are administered by Cigna Health and Life Insurance Company, and are insured by either (i) Cigna Health and Life Insurance Company (Bloomfield, CT); (ii) Life Insurance Company of North America (“LINA”) (Philadelphia, PA); or (iii) New York Life Group Insurance Company of NY (“NYLGICNY”) (New York, NY), formerly known as Cigna Life Insurance Company of New York. The Cigna name, logo, and other Cigna marks are owned by Cigna Intellectual Property, Inc. LINA and NYLGICNY are not affiliates of Cigna.

All insurance policies and group benefit plans contain exclusions and limitations. For availability, costs and complete details of coverage, contact a licensed agent or Cigna sales representative. This website is not intended for residents of New Mexico.

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