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  • Home Employers Industry Insights Consumer-Driven Health Plans

    White Paper | August 2015

    Maximizing the Value of Consumer-Driven Health Plans

    Consumer-Driven Health Plans (CDHP) can be an effective way of reducing total medical cost. However, few studies have research showing the differences in customer experience that can be attributed to CDHP plans (health reimbursement accounts (HRA) and health savings accounts (HSA)), or been able to link the medical experience to customers' HSAs. In a Cigna HealthcareSM study, we looked at demographics, income levels, medical claims, account information, and account spending to help dispel some misconceptions about CDHPs.

    To read the full study, download your copy of the CDHP white paper.

    Download the White Paper [PDF]

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    Individual and family medical and dental insurance plans are insured by Cigna Health and Life Insurance Company (CHLIC), Cigna HealthCare of Arizona, Inc., Cigna HealthCare of Illinois, Inc., Cigna HealthCare of Georgia, Inc., Cigna HealthCare of North Carolina, Inc., Cigna HealthCare of South Carolina, Inc., and Cigna HealthCare of Texas, Inc. Group health insurance and health benefit plans are insured or administered by CHLIC, Connecticut General Life Insurance Company (CGLIC), or their affiliates (see a listing of the legal entities that insure or administer group HMO, dental HMO, and other products or services in your state). Accidental Injury, Critical Illness, and Hospital Care plans or insurance policies are distributed exclusively by or through operating subsidiaries of The Cigna Group Corporation, are administered by Cigna Health and Life Insurance Company, and are insured by either (i) Cigna Health and Life Insurance Company (Bloomfield, CT). The Cigna Healthcare name, logo, and other Cigna Healthcare marks are owned by The Cigna Group Intellectual Property, Inc.

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