Cigna Group & Voluntary Insurance

Delivering value. Every day.

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Healthy, productive, and more financially protected

At Cigna, we help individuals and the companies they work for get more value from their benefit investment – every day.

We recognize that fulfilling the needs of your organization has to align with the needs of your employees. Cigna's clinical expertise and programs actively engage your employees to help them – and your organization – be healthy, productive, and more financially protected.

Our solutions

To help employers and their employees, Cigna offers cost-effective plan designs, personalized customer support, coaches, and experienced guidance.

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Disability Insurance*

Short- and long-term disability coverage with support to help prevent and reduce costly lost-time events.

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Cigna Leave Solutions®*

Services to help employers manage absences effectively and efficiently.

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Life Insurance*

Cost-effective plan options to help employees stay financially protected and better prepared.

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Critical Illness Insurance*

Lump-sum payment for a covered critical illness.

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Accidental Injury Insurance*

Benefits for a broad range of treatments/injuries from a covered accident.

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Hospital Care (Indemnity) Insurance*

Pays a fixed benefit for covered hospital stays.*

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Accidental Death and Dismemberment (AD&D)*

Additional financial protection for serious injuries or death caused by a covered accident.

Learn more about how Cigna can help protect your employees.

Contact your broker or connect with a Cigna representative to learn more about how we can work together.

*Typical premium/plan contribution for this plan type compared to most other health plan types. For illustrative purposes only. Costs vary by plan and employer so see your employer’s plan documents for details. The term “hospital” does not include a clinic, facility, or unit of a hospital for: (1) Rehabilitation, convalescent, custodial, educational, hospice or skilled nursing care; (2) The aged, drug addicts or alcoholics; or (3) A facility primarily or solely providing psychiatric services to mentally ill patients.

GROUP ACCIDENTAL INJURY, CRITICAL ILLNESS, AND HOSPITAL INDEMNITY INSURANCE POLICIES PAY LIMITED BENEFITS ONLY. THEY DO NOT CONSTITUTE COMPREHENSIVE HEALTH INSURANCE COVERAGE AND ARE NOT INTENDED TO COVER ALL MEDICAL EXPENSES. THIS COVERAGE DOES NOT SATISFY THE “MINIMUM ESSENTIAL COVERAGE” OR INDIVIDUAL MANDATE REQUIREMENTS OF THE AFFORDABLE CARE ACT (ACA). LACK OF MAJOR MEDICAL COVERAGE (OR OTHER MINIMUM ESSENTIAL COVERAGE) MAY RESULT IN AN ADDITIONAL PAYMENT WITH YOUR TAXES. THIS COVERAGE IS NOT MEDICAID OR MEDICARE SUPPLEMENTAL INSURANCE.

Product availability may vary by location and plan type and is subject to change. All group insurance policies and group benefit plans contain exclusions and limitations. Reduction of benefit provisions, benefit waiting periods and terms under which the policy or plan may be continued in force or discontinued may also apply. For costs and complete details of coverage, contact your Cigna representative. Group Universal Life (GUL) insurance policies are insured by Connecticut General Life Insurance Company. Term life, accident, critical illness, hospital indemnity and disability plans are insured or administered by Life Insurance Company of North America, except in NY, where insured plans are offered by Cigna Life Insurance Company of New York, (New York, NY). All Cigna products and services are provided exclusively by or through operating subsidiaries of Cigna Corporation, including Life Insurance Company of North America, Cigna Life Insurance Company of New York (New York, NY) and Connecticut General Life Insurance Company. Policy forms: Group Universal Life: XX-603404 et al; Disability & Term Life - TL-004700 et al; Blanket Accident: BA-01-1000.00 et al; Group Accident: GA-00-1000.00 et al; Accidental Injury - GAI-00-1000, GAI-00-1000.OR; Critical Illness - GCI-00-1000, GCI-02-1000, GCI-00-0000.OR, GCI-02- 0000.OR et al; Hospital Indemnity - GHIP-00-1000; GHIP-00-1000.ORa. The Cigna name, logo, and other Cigna marks are owned by Cigna Intellectual Property, Inc.