Cigna My Life Check Up

Let’s play the Cigna My Life Check Up game.

IS YOUR LIFE INSURANCE KEEPING PACE WITH YOUR LIFE?

SELECT THE CHARACTER THAT FITS YOUR CURRENT STAGE IN LIFE TO FIND OUT.

MILLENNIAL

11%

Think you are too young to need life insurance?

Top 3 reasons to consider it now:

  1. Lower Premiums – Premiums are typically lower when you buy life insurance at a young age. Take advantage of the savings.

    Did you know that if you can provide proof of good health, you may be eligible for more coverage?

  2. Others rely on you – Who depends on you? Parents, grandparents, siblings or a significant other? Would their needs continue to be met if anything happened to you?
  3. Outstanding debts – If someone was the co-signer of your student loans or a mortgage, and something unforeseen should happen to you, those debts would likely become their responsibility.

GENERATION X

11%

You can’t plan for the unexpected, but it is best to be prepared.

At this age, you know the risks of not protecting yourself, but you might not have done anything about it yet. Sure, you’re still young, but you’ve got real responsibilities.

Here’s why you should to consider life insurance now

The kids may be going to college or graduate school. Could they afford college without your financial support?

You have a mortgage and home maintenance to take care of. Could your family afford to live there without you?


BABY BOOMERS

11%

Start thinking about the transition to retirement.

Check your life insurance coverage to see if it meets your family’s needs at this point in time.

Top 3 reasons to consider life insurance now

  1. Final expenses – Final expenses can be costly – plan ahead so that you don’t burden your family with the financial stress of covering these costs
  2. Others depend on you – Who depends on you? Parents, grandparents, siblings or a significant other? Would they get by if anything happened to you?
  3. Additional protection – Help make sure your family can maintain their lifestyle if something unexpected were to happen to you.

SENIORS

11%

Make sure your loved ones are not burdened with final expenses.

Reassess your life insurance policy to ensure it can cover your final expenses. Life insurance can mean peace of mind for you – and for your loved ones should you pass away.

Top 4 reasons to consider life insurance now

  1. Final expenses – Life insurance can help your family honor your life without being burdened by the expense.
  2. Outstanding expenses – A life insurance policy can be used to pay outstanding debts such as medical bills, mortgage payments and credit card balances.
  3. Leaving a legacy –Life insurance is also a way to be remembered. The gift to your beneficiaries or a charitable organization could have a significant impact in the future.

22%

Love and Marriage

Are you married or do you plan to get married?


44%

Home Sweet Home

Do you own a home?


66%

Your Family Grew!

How many loved ones depend on you?

Include significant others, parents, children, and any other family members.


88%

You’ve been promoted!

You are moving up the ladder – but when your income increases, your spending usually increases too. It is a good idea to re-assess your life insurance coverage whenever your income rises so that if something unexpected were to happen to you, you can help your family maintain their current lifestyle.

Thinking about retirement?

Most of your debts are likely minimal at this point and you have the future planned out. If something unexpected were to happen, a life insurance policy could help supplement income for a surviving spouse. You might also want to provide a charitable gift for a local nonprofit you are actively involved in.

Do you have any other debts?