Affordable Health Insurance Plans in Colorado

Plans insured by Cigna Health and Life Insurance Company

Affordable Cigna Health Insurance Plans in Colorado

New 2021 Special Enrollment Period available through August 15.

To compare plans, prices, and newly increased subsidies:

Call 1 (866) 438-2446 , 6 am-6 pm, MT, Monday-Friday

Now Open! Many Eligibility Requirements Waived Through August 15

During the 2021 Special Enrollment Period, you can enroll in an individual and family health insurance plan without a qualifying event, such as job loss or birth of a child.

You may also qualify for a new, higher premium tax credit and a cost-sharing reduction to help lower your health insurance premium and total out-of-pocket costs. Review our plans and apply, today.

Current Cigna customers can see if they qualify for a larger subsidy on their existing plan by updating their application, now.

$0 Virtual Care

Connect to a board-certified doctor by phone or video chat, day or night, with no additional out-of-pocket cost.1

$0 Preventive Care

Pay nothing additional for most in-network preventive care, including your annual check-up, flu shot, some prescription drugs, and health screenings.2

No Referrals Needed

You don’t need a referral to see a specialist, but your Primary Care Provider (PCP) can help you locate an in-network specialist.

Connect 24/7/365

Speak with a doctor, nurse, or Customer Service representative on the phone or online, anytime.

Ready to get started?

New Customers

Licensed agents are available Monday-Friday to help you choose a plan and apply. Call 1 (866) 438-2446, 6 am-6 pm, MT.

Current Customers

Renew your current Cigna plan or look for a new one.

We can contact you

Life gets busy, so we’ve created an easy way to get in touch. Just enter some basic information and we’ll reach out to you.

Contact me about Individual and Family Health Plans

Plus, Cigna makes it simple to get the care you need.

Access Your Benefits Anytime, Anywhere

The myCigna® website and mobile app let you easily search in-network providers, estimate out-of-pocket costs, view prescriptions, and more.3

Proactive, Personalized Support

Cigna One Guide® delivers personalized recommendations through one-on-one support and digital technology. Connect by phone, online, or via the app for guidance about your plan.

Save on Diabetes-related costs

Pay no more than $25 out-of-pocket for a 30-day supply of covered, eligible insulin.

Estimate Your Costs

Find out your estimated out-of-pocket costs for doctor visits, lab tests, medical treatment, and more using our online directory.

Health Plans for Colorado

Select your county to see the plans we offer.


Cigna Individual and Family Health Insurance Plan Information

Summary of Benefits and Coverage and important state policy disclosures.

2021 Cigna Health Insurance Plan Information

Previous Cigna Health Plans

Policy/Service Agreement documents

Individual Health Insurance FAQs

Cigna Individual and Family Plan Brokers

The Colorado Access Plan is designed to disclose all the policy information required under Colorado law, and is available for review.

Other types of insurance we offer

couple hugging and smiling

Dental Insurance Plans

Cigna’s flexible, affordable dental insurance plans keep you smiling – and help you save.

family at the table looking at a tablet

Supplemental Insurance

Supplemental insurance helps protect you if an unexpected illness or accident happens.

older couple hugging

Medicare Plans

If you’re eligible for Medicare, Cigna has Medicare coverage options to fit your lifestyle.

Plans through your employer

This page features plans you can buy for yourself and your family. If you are looking for plans you might get through your employer, we can help get you there.

*Based on internal data for 2020. Final premium amount is after any applicable subsidy, based on household size and income, from the federal government is applied.

1 Cigna provides access to virtual care through a national telehealth provider, MDLive located on myCigna, as part of your health plan. Providers are solely responsible for any treatment provided to their patients. Video chat may not be available in all areas or with all providers. This service is separate from your health plan’s network and may not be available in all areas or under all plan types. $0 virtual care benefit not available for all plans in CO. Some plans may apply a copay, coinsurance or deductible. Virtual care does not guarantee that a prescription will be written. Refer to plan documents for complete description of virtual care services and costs, including other telehealth/telemedicine benefits. A primary care provider referral is not required for this service.

2 Plans may vary. Includes eligible in-network preventive care services. Some preventive care services may not be covered, including most immunizations for travel. Reference plan documents for a list of covered and non-covered preventive care service.

3 The downloading and use of the myCigna Mobile App is subject to the terms and conditions of the App and the online store from which it is downloaded. Standard mobile phone carrier and data usage charges apply.

4 Discounts available with the Cigna Patient Assurance Program. $25 is the maximum out-of-pocket cost for a 30-day supply of covered, eligible insulin.