Plans insured by Cigna Health and Life Insurance Company
With dental plans starting from $19 per person, per month1 and access to 93,000+ dentists in 297,000+2 convenient locations across Cigna's large nationwide network, it's easy to find an affordable plan to help you save your smile—and your wallet.
You will pay $0 for a dental exam every six months including cleanings, oral exam, and routine x-rays with no deductibles or copays.3
For maximum savings and 0 paperwork, visit one of the 93,000+ dentists and dental specialists in 297,000+ convenient locations2 across our large nationwide network.
Compare dentists and specialist scores for affordability, professional history, costs and ratings for different procedures, and patient experiences.4
Customer Service around the clock – call when it's convenient for you at 1 (800) 997-1654.
You can enroll in a Cigna Dental plan with or without a Cigna medical plan. Affordable plan options, thousands of dentists, and locations to choose from in convenient locations across the U.S.—That's why over 17 million customers choose Cigna dental insurance.5
Highest level of dental coverage for planned and unplanned care
per person, per month starting from
$351
Preventive3
You pay $0
In-network, no deductible
Restorative
Covered up to $1,500
Per year, after deductible and coinsurance.
Deductible
Individual: $50
Family: $150
Orthodontia
Covered up to $1,000
Lifetime limit, separate deductible, coinsurance.
Same quality provider network with lower premium
per person, per month starting from
$301
Preventive3
You pay $0
In-network, no deductible
Restorative
Covered up to $1,000
Per year, after deductible and coinsurance.
Deductible
Individual: $50
Family: $150
Orthodontia
Not covered
In-network discounts available2
Coverage to maintain your dental health
per person, per month starting from
$191
Preventive3
You pay $0
In-network, no deductible
Restorative
Not covered
Deductible
Individual: None
Family:None
Orthodontia
Not covered
Note: These dental plans are for individual shoppers.
See dental benefits your employer may offer
View State Policy Disclosures, Exclusions and Limitations
*Waiting periods may apply to restorative and orthodontia services, except in RI and may vary by state. See plan details. You may pay more for out-of-network charges if the dentist’s charges exceed the amount Cigna reimburses for billed services.
**You may pay more for out-of-network charges if the dentist’s charges exceed the amount Cigna reimburses for billed services.
CIGNA DENTAL INSURANCE PLANS ARE NOT MAJOR MEDICAL OR COMPREHENSIVE HEALTH INSURANCE POLICIES AND DO NOT PROVIDE THE MINIMUM ESSENTIAL COVERAGE NECESSARY TO AVOID PENALTY UNDER THE AFFORDABLE CARE ACT OF 2010 (ACA).
1Sample monthly rates are based on a single person and represent Cigna's national average rates for each plan (all ages and geographic locations) and reflect rates valid through June 30, 2021.
2Cigna internal data March 2020. Subject to change.
3Not all preventive services are covered, including athletic mouth guards. Refer to the policy for a complete list of covered and non-covered preventive services. Frequency limitations apply. Cigna Dental plans in MD cover one dental cleaning per calendar year.
4Brighter features may vary by dentist. These and other dentist directory features are for educational purposes only and should not be the sole basis for decision-making. They are not a guarantee of the quality of care that will be provided to individual patients and you should consider all relevant factors when selecting a dentist.
5Cigna Book of Business internal data as of October 2019.
