What are Group Benefits?

You can't always predict or prevent what will happen in life. When offered through your employer however, Cigna can provide you with Disability coverage as well as Life and Accidental Death & Dismemberment (AD&D) insurance, to help you protect what matters most.

Disability Coverage

Your employer's benefits plan may also include valuable disability coverage or insurance. Disability coverage pays you part of your covered earnings when you can't work for a period of time due to a covered illness or injury.

  • Short-term disability: helps if you are temporarily disabled due to a covered illness or injury that leaves you out of work for a short period of time.
  • Long-term disability: offers you additional protection if you are disabled due to a covered illness or injury and unable to work for an extended amount of time.

Life Insurance

Cigna Life insurance helps your family during a difficult time by providing additional financial resources when they need it most.

Accidental Death and Dismemberment Insurance (AD&D)

Accidental Death & Dismemberment (AD&D) insurance can help protect families from financial hardship by paying a benefit upon death or serious injury due to a covered accident.

 

Please refer to your plan documents, or contact your employer to find out what specific life or AD&D insurance coverage is available to you.

GROUP ACCIDENTAL DEATH AND DISMEMBERMENT POLICIES PAY ACCIDENT-ONLY BENEFITS. Cigna Group Insurance products are offered by Life Insurance Company of North America (LINA) or Cigna Life Insurance Company of New York (New York, NY). Products may not be available in all areas. Insurance policies may contain exclusions, limitations, reduction of benefits, and terms under which the policies may be continued in force or discontinued. Waiting periods may apply to disability products. For costs and complete details of coverage, view your plan documents. Policy forms: Disability & Term Life: TL-004700 et al, Accident: GA-00-1000.00, BA-01-1000.38 et al.