Supplemental Insurance Policies
When you experience a major health event, supplemental insurance policies help pay for many expenses that aren’t covered by your primary health insurance.
Supplemental insurance policies can help you pay for out-of-pocket medical expenses such as copays and deductibles when a serious illness or accident happens.
Supplemental policies pay benefits directly to you, unless otherwise assigned, to help with everyday expenses such as utility bills, groceries, and childcare.
For a monthly premium less than what it might cost to take your family to the movies, these policies can help provide peace of mind when the unexpected occurs.
Premium estimates based on the following criteria:
*Benefit amounts, issue ages and rates vary by state; please contact your broker or Cigna representative for details.
1Benefits received in excess of medical expenses may be considered taxable income. Consult your tax advisor.
†Rates are illustrative only. Please do not submit money. You must first obtain an application to obtain any coverage.
THESE POLICIES PAY LIMITED BENEFITS ONLY. THEY DO NOT CONSTITUTE COMPREHESIVE HEALTH INSURANCE COVERAGE AND ARE NOT INTENDED TO COVER ALL MEDICAL EXPENSES. THIS COVERAGE DOES NOT SATISFY THE “MINIMIUM ESSENTIAL COVERAGE” OR INDIVIDUAL MANDATE REQUIREMENTS OF THE AFFORDABLE CARE ACT (ACA). THIS COVERAGE IS NOT MEDICAID OR MEDICARE SUPPLEMENT INSURANCE. THE LUMP SUM CANCER AND CANCER TREATMENT POLICIES ARE CANCER ONLY POLICIES.
This website is designed as a marketing aid and is not to be construed as a contract for insurance. It provides a brief description of the important features of the policy. Full terms and conditions of coverage are defined by and governed by an issued policy. Please refer to the policy for the full terms and conditions of coverage.
This is a solicitation for insurance and an insurance agent may contact you. Product availability varies by state. All insurance policies may contain exclusions, limitations, reduction of benefits, and terms under which the policy may be continued in force or discontinued. For cost and complete details of coverage, contact your insurance agent or the company. Cancer Treatment, Lump Sum Cancer, Lump Sum Heart Attack and Stroke and Individual Whole Life Insurance Policies are insured by Loyal American Life Insurance Company.
The Lump Sum Cancer Policy is not available in VA.
The Lump Sum Heart Attack and Stroke policy is not available in MA or VA.
The Hospital Indemnity policy is not available in CT, NY, NH, and VA.
The Individual Whole Life insurance policy is not available in FL or MT. All Cigna products and services are provided exclusively by or through operating subsidiaries of Cigna Corporation, including Loyal American Life Insurance Company. The Cigna name, logo, and other Cigna marks are owned by Cigna Intellectual Property, Inc.
This page is not intended for residents of AZ, GA, ID, MS, NM, OR, PA, WA, WV, WY