Are you confused by health care lingo? Do you know how health insurance works? Do you know what costs you need to pay and what costs your health insurance plan pays? A lot of the basics are covered in this short video. Watch it. Then learn more about the ins and outs of health insurance by checking out the sections below.
How To Buy Health Insurance
If you’re in the market for health insurance, it’s good to know how to get started. Find out what questions to ask and what key things to consider before buying your plan.
Do you want to know the most money you would have to pay in a year for your covered medical expenses? Your out-of-pocket maximum tells you what your limit is. Learn how out-of-pocket maximums work.
Copays, Deductibles and Coinsurance
Do you get mixed up by copays, deductibles and coinsurance? If so, you’re not alone. Find out more about these three key insurance amounts. Learn how they work and how they differ from one another.
Metal Plan Types Offered on the Health Insurance Marketplace
There are four levels of plans that are available on the Health Insurance Marketplace. Each level shows how much the health plan and you split eligible health care costs. Get an at-a-glance look at Marketplace plans.