Important Considerations
If you are thinking about having cosmetic surgery or a cosmetic procedure, consider the following questions before making a decision.
Why do you want cosmetic surgery?
This is an important question. Take the time to think it through. Cosmetic surgery involves risk and expense. It can permanently change your physical appearance.
What are your expectations?
You are more likely to be happy with the results of cosmetic surgery if you have clear, realistic expectations and a clear understanding of why you want to have surgery. Your doctor can tell you if your goals are realistic and how best to achieve them.
Get the facts about what to expect from a certain procedure. Have your doctor show you photographs and explain the possible results. With some types of surgery, the final results may not appear for several weeks or months after the procedure. It may take several sessions or a combination of procedures to achieve the look you want. And results are not always permanent.
Remember that the effects of time, aging, weight gain or loss, and the sun continue after cosmetic surgery. Getting proper nutrition and regular exercise, using sunscreen, managing stress, not smoking, and limiting alcohol can help you look and feel your best.
Talking with someone who has had cosmetic surgery may help you have a better idea of what to expect. Ask how the person felt about the results, whether the surgery achieved the results hoped for, and what the total experience was like. Doctors who have experience with cosmetic surgery can also provide perspective on the issues involved.
What about cost?
Insurance rarely covers the cost of elective cosmetic surgery done to improve appearance. Unless the surgery or procedure is done for medical reasons, you will probably have to pay for it yourself. Reconstructive surgery may be covered if it will improve your physical function or will correct a problem present from birth (congenital). Or it may be covered if it corrects a problem caused by an accident or an illness, such as cancer.
Examples of reconstructive surgery done for medical reasons that may be covered (or partially covered) by insurance include:
- Treatment of severe scars or disfigurement caused by disease, injury, or birth defects.
- Breast reduction when large breasts cause pain or severely limit your activities.
- Reshaping of the nose (rhinoplasty) to improve breathing and nasal function.
- Breast reconstruction after surgery to remove breast cancer (mastectomy).
Gender-affirming surgeries may or may not be covered by insurance. These surgeries reshape parts of the body to more closely match a person's gender identity. If you are considering gender-affirming surgery, talk to your insurance company to see if they will cover all or part of the cost.
Cosmetic surgery can be expensive, especially when you are paying for all of it yourself. Be sure that you know the total cost of the surgery. This includes the costs of the procedure itself (such as surgeon fees, anesthesia fees, and operating facility fees), any medicine before or after the procedure, follow-up treatments, office visits, and other expenses.
Also be aware that there could be costs resulting from complications during or after surgery or the need for "touch-up" surgery. Insurance may not cover treatment for complications that arise from cosmetic surgery. Some procedures, including skin treatments, liposuction, and breast enlargement, may have to be repeated over time to maintain the results. You will have to pay for these repeated treatments just as you paid for the first treatment.