Learn about the plans your employer may offer through Cigna to help meet your health care needs.

pregnant-woman-hospital

Based on what your employer offers, plan details may be different. You may have to pay a deductible (annual amount) before a plan begins to pay for covered health care costs. Once you meet your deductible, you pay a copay or coinsurance (a portion of the charges). For these details and more, such as costs and what’s covered and not covered, please refer to your plan documents or contact your employer.

If you are enrolled in a Health Reimbursement Account (HRA), Health Savings Account (HSA) or Flexible Spending Account (FSA), your fund dollars may be used to pay for eligible medical and pharmacy expenses not covered by the health plan, including copays, coinsurance and deductibles.

Medical plans are insured or administered by Cigna Health and Life Insurance Company, Connecticut General Life Insurance Company or HMO or service company subsidiaries of Cigna Health Corporation, including Cigna HealthCare of Arizona, Inc., Cigna HealthCare of California, Inc., Cigna HealthCare of Colorado, Inc., Cigna HealthCare of Connecticut, Inc., Cigna HealthCare of Florida, Inc., Cigna HealthCare of Georgia, Inc., Cigna HealthCare of Illinois, Inc., Cigna HealthCare of Indiana, Inc., Cigna HealthCare of St. Louis, Inc., Cigna HealthCare of North Carolina, Inc., Cigna HealthCare of New Jersey, Inc., Cigna HealthCare of South Carolina, Inc., Cigna HealthCare of Tennessee, Inc., and Cigna HealthCare of Texas, Inc. Plans may not be available in all areas.