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About Cigna's Georgia Medical and Dental Plans

At Cigna, our top priority is to protect the health of you and your family. That's why we've developed our Georgia health insurance plans to be both dependable and affordable, while also providing additional benefits designed to help keep you and your family well. Our plans cover everything you expect from a Georgia health plan, including emergency care, surgical procedures, hospital care, preventive care, prescription drugs, and even wellness support.

Below, you will find an overview of the different Georgia health insurance plans that Cigna offers. We've also included links so you can get more information regarding each plan. And to keep things simple, you get an instant Georgia health insurance quote from Cigna or can apply online right now-safely and securely on our website. Of course, if you have questions, our customer service team is ready to assist you at .

Health and Dental Insurance Plan Overview

Open Access Value Plan

Choose the doctors you want to see in-network or out-of-network. It's up to you.

No referral required to see a specialist

Dental coverage
available

Health Savings Plan

High deductible plan allows you to use a tax-advantaged Health Savings Account (HSA) to help pay for current medical expenses or save for future ones.

Choose the doctors you want to see in-network or out-of-network. It's up to you.

No referral required to see a specialist

Dental coverage
available


Medical Plan Comparisons

Open Access Plans

Open Access Value Plans

Health Savings Plans

 

Medical Summary of Benefits

Open Access Plans

Open Access Value Plans

Health Savings Plans

 

Medical Outline of Coverage

Open Access

Open Access Value Plans

Health Savings Plans

 

Pharmacy

Prescription Drug List
 

Dental Summary of Benefits

Georgia Eligibility Requirements

All applicants applying for coverage must meet age, dependent status and residency requirements.

Age and Dependent Requirements:

  • Eligible applicants must be under the age of 65 on the assigned effective date
  • Children between the ages of 0 and 19 may apply for Child Only coverage during open enrollment periods or within 30 days of a qualifying event.
  • Dependent children are eligible up to age 26
  • A newborn child or newly adopted child, born or adopted to an enrolled subscriber, may be added to the subscriber's plan within 31 days of the birth or adoption. Requests for enrollment beyond 31 days of the birth or adoption will be subject to the full application and medical underwriting evaluation
  • Grandchildren, foreign exchange students and foster children are NOT eligible dependents

Residency Requirements:

Non-Citizen Residence

  • Must be legal U.S. residents
  • Must reside within the U.S. for 6 consecutive months prior to applying for coverage
  • Must reside within the State of Georgia at time of application

U.S. Citizens and Expatriates

  • Citizens residing within the U.S. must reside within the state of Georgia at the time of application
  • Citizens/Expatriates who have been living and working outside the U.S. and who are in process of returning to the U.S. are eligible to apply; the requested effective date must be after their return to the U.S.

For more information about benefits, exclusions or limitations, call Cigna at

For Brokers and Agents

Our broker website allows our licensed and appointed brokers and agents view plan highlights, compare benefits, generate proposals, track submitted proposals, access a variety of forms, and more. Start utilizing the broker website today.

For Employers

Looking for group plans for your company? Visit the group plans pages.