Underwriting directly affects new business
More about how the Underwriting Leadership Training and Risk Assessment program directly affects the business.
As an Underwriter, you help our customers create a sense of security for their employees by providing value-driven income protection solutions through our product offerings. Underwriters evaluate the risk of insuring a potential customer and use that information to set premium rates for insurance policies. As a part of an Underwriting team, you will directly affect the business by assessing the risk and profitability of potential new business.
Cigna provides health care and related benefits to individuals and employer groups through brokers and consultants. Key product lines include health care products and services, group disability, life and accident insurance, and international insurance coverage.
ULTRA Program (Underwriting Leadership Training and Risk Assessment)
The full-time Underwriting Leadership Training and Risk Assessment (ULTRA) program is an extensive learning opportunity that helps guide the individual’s experience through an Underwriting career. The program includes a combination of instructor-led classroom training, self-study, and on-the-job experience for both Cigna Group Insurance and Cigna Healthcare.
The training provides education on Cigna products, services, insurance basics and risk dynamics, underwriting and risk selection, negotiation skills, systems and tools, and contract language and terms. The knowledge and skills that ULTRA provides will set you up to be a successful Underwriter at Cigna.
When you complete the program, you will be part of the team responsible for determining the appropriate premium rate level and plan design structure of individual cases, analyzing total case profitability, and conducting customer negotiations with Sales and Account Management on their book of business. You will also have the opportunity to build successful, productive relationships with matrix partners within Cigna, while receiving continuous training and mentoring during the program.
Entry level ULTRA opportunities may be available in the Healthcare and Group Insurance business areas.
Most of Cigna’s Underwriters are located in one of the following locations:
- Phoenix, AZ
- Denver, CO
- Bloomfield, CT
- Wilmington, DE
- Sunrise, FL
- Kansas City, KS
- Philadelphia, PA
- Chattanooga and Franklin, TN
A Variety of ULTRA Roles
Develop your skills and competencies through diverse experiences with different product lines and business segments.
Frequently Asked Questions
Get your questions answered about our dynamic and diverse Underwriting and Risk Management Training Program.