Life is filled with tough decisions.



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a Doctor

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Health Benefits

View more details about your Concordia Health Plan benefits.


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Preventive care is 100% covered

When an in-network doctor is used, most preventive care medical services are covered at 100%.**

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Cost transparency tools

Our cost and quality tools*** make it easy to choose the right health care professional. You can also estimate how much specific procedures will cost. With Cigna, you have easy access to these tools on

Large, in-network national laboratories

Laboratory Corporation of America and Quest Diagnostics are both in the Cigna network. Certain services can cost 75% less than other labs+. So you an save money and choose the location that's most convenient.


Convenience care clinics

Life can be hectic. Sometimes it’s hard to squeeze in a doctor’s appointment if you’re not feeling well. As a faster, easier option, Concordia health plans cover visits to convenience care clinics located in many pharmacies and grocery stores. You won’t have to schedule an appointment and clinics are generally open seven days a week, plus extended night and weekend hours.

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Speak with a live person 24/7/365

Life doesn't stop at 5:30 pm and neither should your health care service. Our friendly customer service representatives are always available when you have a health-related question. Just call 866.302.7578 anytime.

Cigna Care Designation/Centers of Excellence+

To help you find the best doctor for you, we award the performers a Cigna Care Designation. Doctors in 22 different medical specialties are evaluated each year for quality and cost-efficiency. And only those who meet specific Cigna cost-efficiency and quality measures receive this recognition. To find one of these doctors in the provider directory, look for this symbol in your search results.

We also review hospitals every year to evaluate how successful they are in treating 31 common conditions. Hospitals that deliver better health outcomes at lower costs for a particular condition are designated as Centers of Excellence, identified by this symbol on