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A cancer diagnosis can change everything. But it doesn't have to. A Cancer Treatment Insurance Policy provides cash for covered care and costs due to your cancer treatment.2
Get cash benefits for covered care and costs during your cancer treatment
Jake’s family had a history of cancer, so he always knew it could be something he’d have to face. Despite years of it being in the back of his mind, the news of a diagnosis at just 37 was overwhelming. But luckily, Jake had a Cancer Treatment Policy. So he was able to get a helping hand at a time when he most needed one.
This is an example used for illustrative purposes only.
How can a Cancer Treatment Insurance Policy help me?
From hospital stays and surgeries – to chemotherapy and radiation treatments – cancer care could be expensive.
Insurance makes good financial sense.
How does it work?
Our policies are flexible and can be tailored to your needs and budget.
- Policies can be issued from ages from 18 – 99 and can include coverage for you, and your dependents.
- You can choose to add more benefits for an additional premium, such as a Lump Sum Cancer Rider and other riders for specific situations.3
- Your policy is Guaranteed Renewable for Life.4
What benefits are included in my policy?
If you are diagnosed with cancer, your benefits help pay for a range of treatments, care, and associated costs:
- Surgery and hospitalization
- Treatments such as chemotherapy, radiation, experimental treatment, and transplants
- Transportation and lodging related to your treatment
- Rehabilitative therapy, extended care facility stay, and hospice care
- Family care expenses such as childcare and pet care
Learn more about the benefits and coverage included in the Cancer Treatment Insurance Policy by selecting the state where you live:
1 Rates are illustrative only. Please do not submit money. You must first obtain an application to obtain any coverage. Premium based on the individual rate for a person in Alabama, between the ages of 40-44, with a $500/day hospitalization benefit (5 units of coverage). Individual rates will vary based on your state, age at time of issue, coverage type and the benefit option you select. Rates are subject to change.
2 Benefits received in excess of medical expenses may be considered taxable income. Consult your tax advisor.
3 There will be a charge for each rider selected. Riders are not available in all states.
4 Policy cannot be canceled as long as you pay your premium when due. The company reserves the right to increase premiums on a class basis.
THESE POLICIES PAY LIMITED BENEFITS ONLY. THEY DO NOT CONSTITUTE COMPREHESIVE HEALTH INSURANCE COVERAGE AND ARE NOT INTENDED TO COVER ALL MEDICAL EXPENSES. THIS COVERAGE DOES NOT SATISFY THE “MINIMIUM ESSENTIAL COVERAGE” OR INDIVIDUAL MANDATE REQUIREMENTS OF THE AFFORDABLE CARE ACT (ACA). THIS COVERAGE IS NOT MEDICAID OR MEDICARE SUPPLEMENT INSURANCE. THE LUMP SUM CANCER AND CANCER TREATMENT POLICIES ARE CANCER ONLY POLICIES.
This website is designed as a marketing aid and is not to be construed as a contract for insurance. It provides a brief description of the important features of the policy. Full terms and conditions of coverage are defined by and governed by an issued policy. Please refer to the policy for the full terms and conditions of coverage.
This is a solicitation for insurance and an insurance agent may contact you. Product availability varies by state. All insurance policies may contain exclusions, limitations, reduction of benefits, and terms under which the policy may be continued in force or discontinued. For cost and complete details of coverage, contact your insurance agent or the company. Cancer Treatment, Lump Sum Cancer, Lump Sum Heart Attack and Stroke and Individual Whole Life Insurance Policies are insured by Loyal American Life Insurance Company.
Lump Sum Heart Attack and Stroke policy is not available in: ID, MA, NY, or VA.
Lump Sum Cancer policy is not available in: ID, NY, VA or WY.
Cancer Treatment policy is not available in: ID, MA, MN, NH, NJ, NY, UT, or WY.
Hospital Indemnity policy is not available in: CA, CT, ID, NH, or NY.
Whole Life policy is not available in: FL or NY
All Cigna products and services are provided exclusively by or through operating subsidiaries of Cigna Corporation, including Loyal American Life Insurance Company. The Cigna name, logo, and other Cigna marks are owned by Cigna Intellectual Property, Inc.
This page is not intended for residents of Idaho, Oregon and Wyoming