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Insured by Loyal American Life Insurance Company
Cancer Treatment Insurance
Receive cash benefits for cancer treatments and other covered events throughout your illness.1 Available for around $18/month.2
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Cancer Treatment Insurance Product Details
From hospital stays and surgeries to chemotherapy and radiation treatments – cancer care can be expensive. How can a Cancer Treatment Insurance policy help you?
- Provides cash for covered care and costs due to your cancer treatment.1
- Your benefits help pay for a range of treatments, care, and related costs, including:
- Surgery and hospitalization
- Treatments such as chemotherapy, radiation, experimental treatment, and transplants
- Transportation and lodging related to your treatment
- Rehabilitative therapy, extended care facility stay, and hospice care
- Family care expenses such as childcare and pet care
- Add on more benefits, such as a Lump Sum Cancer Rider.3
- Includes coverage for you and your dependents.
- Your policy is Guaranteed Renewable for Life.4
- Available to ages 18-99.
Customize your Cancer Treatment Insurance policy
We can also help you customize your supplemental coverage to fit your needs. Riders offer coverage for specific situations and can be added for an additional monthly amount.3 Consider adding a rider for one or more of the following (these summaries contain highlights only and are subject to change):
Lump Sum Cancer Rider
For added cancer protection, our Lump Sum Cancer Rider pays 100% of your selected benefit amount, from $5,000-$100,000*, upon diagnosis of cancer. This benefit is paid in one lump sum to use in any manner you choose.
Lump Sum Heart Attack and Stroke Rider
The costs associated with an unexpected heart attack, stroke, or other heart-related surgery can be overwhelming. With our Lump Sum Heart Attack and Stroke Rider, you can receive a percentage of your selected benefit amount, from $5,000-$100,000*, subject to the maximum benefit amount, should you receive a diagnosis or procedure for a qualifying event.
Hospital Indemnity Rider
When a covered injury, sickness, or complications from pregnancy requires hospitalization, this rider will pay the selected benefit amount, from $100-$1,000*, for each day (at least 24 hours) that you are confined** to a hospital.5
Intensive Care Unit Indemnity Rider
When a covered injury, sickness, or complications of pregnancy require a trip to the intensive care unit, this rider will provide a selected benefit amount, from $100 – $1,000*, payable for each day (at least 24 hours) that you are confined** to the intensive care unit as an inpatient.
This summary contains highlights only and is subject to change.
Jake's story
Jake was young and healthy. He had never considered cancer. But when one of his best friends was diagnosed with cancer, he saw firsthand the financial burden it brought. What if that were to happen to him? Jake decided to plan for the unexpected. He found out that a Cancer Treatment policy would cost him less than $1 per day2—a small price to pay, he felt.
When cancer hit him at age 37, he was overwhelmed. His Cancer Treatment policy gave him cash benefits that he used to help pay his rent and other bills. That way he could focus on fighting his cancer, instead of financial worries.
(This is an example used for illustrative purposes only.)
State Specific Details
Learn more about the benefits included in the Cancer Treatment Insurance policy by selecting the state where you live:
Often bought together
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State Policy Disclosures, Exclusions, Limitations, and Reductions
1 Benefits received in excess of medical expenses may be considered taxable income. Consult your tax advisor.
2 Rates are illustrative only. Please do not submit money. You must first obtain an application to obtain any coverage. Premium based on the individual rate for a person in Alabama, between the ages of 40-44, with a $500/day hospitalization benefit (5 units of coverage). Individual rates will vary based on your state, age at time of issue, coverage type and the benefit option you select. Rates are subject to change.
3 There will be a charge for each rider selected. Riders are not available in all states.
4 Policy cannot be canceled as long as you pay your premium when due. The company reserves the right to increase premiums on a class basis.
5 The term “hospital” does not include a clinic or facility, including a skilled nursing facility or an urgent care center, or a unit of a hospital for: Rehabilitation, convalescent care, custodial care, educational or nursing care for the aged, care for chemical dependence or alcohol dependence, or used exclusively for the treatment of mental and nervous disorders.
*Benefit amounts, issue ages and rates vary by state; please contact your broker or Cigna HealthcareSM representative for details.
**Under the direction and supervision of a physician
THESE POLICIES PAY LIMITED BENEFITS ONLY. THEY DO NOT CONSTITUTE COMPREHESIVE HEALTH INSURANCE COVERAGE AND ARE NOT INTENDED TO COVER ALL MEDICAL EXPENSES. THIS COVERAGE DOES NOT SATISFY THE “MINIMIUM ESSENTIAL COVERAGE” OR INDIVIDUAL MANDATE REQUIREMENTS OF THE AFFORDABLE CARE ACT (ACA). THIS COVERAGE IS NOT MEDICAID OR MEDICARE SUPPLEMENT INSURANCE. THE LUMP SUM CANCER AND CANCER TREATMENT POLICIES ARE CANCER ONLY POLICIES.
This website is designed as a marketing aid and is not to be construed as a contract for insurance. It provides a brief description of the important features of the policy. Full terms and conditions of coverage are defined by and governed by an issued policy. Please refer to the policy for the full terms and conditions of coverage.
This is a solicitation for insurance. An insurance agent/producer may contact you. Product availability varies by state. These policies contain exclusions, limitations, reduction of benefits, and terms under which the policy may be continued in force or discontinued. For cost and complete details of coverage, contact your insurance agent/producer or the company. Cancer Treatment, Lump Sum Cancer, Lump Sum Heart Attack and Stroke and Individual Whole Life Insurance Policies are insured by Loyal American Life Insurance Company.
Lump Sum Heart Attack and Stroke policy is not available in: ID, MA, NY, or VA.
Lump Sum Cancer policy is not available in: ID, NY, VA or WY.
Cancer Treatment policy is not available in: ID, MA, MN, NH, NJ, NY, UT, or WY.
Hospital Indemnity policy is not available in: CA, CT, ID, NH, or NY.
Whole Life policy is not available in: FL or NY.
Accident Treatment policy is not available in: ID, NH, NY, or VA.
Cigna Supplemental Insurance products and services are underwritten or administered by operating subsidiaries of Health Care Service Corporation, a Mutual Legal Reserve Company (“HCSC”), including Loyal American Life Insurance Company. The Cigna names, logos, and marks, including THE CIGNA GROUP and CIGNA HEALTHCARE are owned by Cigna Intellectual Property, Inc. and used under license.
This page is not intended for residents of Idaho, New Mexico, and Oregon.
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This website is not intended for residents of New Mexico.
La aseguradora publica el formulario traducido para fines informativos y la versión en inglés prevalece para fines de solicitud e interpretación.
The insurer is issuing the translated form on an informational basis and the English version is controlling for the purposes of application and interpretation.