Benefits of Coverage

Benefits of Coverage

Get a Free Quote

Find out what your monthly premium would be with Cigna's competitive rates.

or call


Mon-Fri 8:30am - 8:30pm ET

Benefits of a Medicare Supplement Plan

Medicare Supplement plans help cover out-of-pocket health care costs that Original Medicare (Part A and B) does not cover, such as deductibles, copayments, coinsurance, and excess charges, depending on your plan. With a Medicare Supplement plan, you can help reduce the unpredictable out-of-pocket health care costs you may have to pay when a health issue arises.

Why Choose a Medicare Supplement Insurance Plan?

Choose Your Doctors

Use any doctors who accept Medicare, with no networks - and no referrals required in most cases.*

Guaranteed Renewable for Life**

Feel more secure knowing your policy cannot be canceled.

Freedom to Travel

Know you’re covered anywhere in the U.S. and, with some plans, for medical emergencies abroad.***

*In some cases, a referral is required by Medicare. Choose any doctors who accept Medicare.

**Your policy cannot be terminated for any reason other than non-payment of premium or material misrepresentation in the application for insurance. The company reserves the right to increase premiums on a class basis.

***Foreign Travel Emergency. Plans that include this benefit cover 80% of medically necessary emergency care received outside of the U.S., which began during the first 60 days of each trip, after you pay a $250 deductible per calendar year, not to exceed the lifetime maximum of $50,000.

Why Choose Cigna?

Competitive Rates

Enjoy competitive premiums without compromising your coverage or service.

Household Premium Discount

Available in most states when more than one member in a household enrolls in a Cigna Medicare Supplement plan.

Additional Programs and Savings††

Access our Health Information Line and enroll in Cigna Healthy Rewards® for savings on health and wellness programs, at no additional cost to you.

Coverage You Can Trust

Cigna is dedicated to helping people improve their health, well-being and sense of security. We’ve got your back.

Helpful and Prompt Customer Service

Cigna customer service is based in the United States and is available Monday-Friday, 8am – 8pm ET.

"Tony was excellent; he went above and beyond. I have had nothing but great experiences with Cigna!"

Nancy F.
Cigna Customer

Insured by Cigna Health and Life Insurance Company, American Retirement Life Insurance Company, or Loyal American Life Insurance Company

State variations apply. The Household Discount is not available in CA, D.C., FL, HI, ID, MN, NJ and VT. For residents of WA, the discount only applies to spouses (Spousal Premium Discount).

††These programs are NOT insurance and do not provide reimbursement for financial losses. Some restrictions may apply. Programs and services may be added or discontinued at any time. Customers are required to pay the entire discounted charge for any discounted products or services available through these programs. The Healthy Rewards program is provided by Cigna Health and Life Insurance Company. Programs are provided through third party vendors who are solely responsible for their products and services. Program availability may vary by location, and are not available where prohibited by law.

Get a Free Quote

Find out what your monthly premium would be with Cigna's competitive rates.

Call 1-855-816-2151 or

Mon - Fri 8:30am - 8:30pm ET


Notice for persons eligible for Medicare because of disability:
In the following states, all Medicare Supplement plans are available to persons eligible for Medicare because of disability: Colorado, Delaware, Florida, Georgia, Hawaii, Idaho, Illinois, Kansas, Kentucky, Louisiana, Maine, Minnesota, Mississippi, Missouri, Montana, New Hampshire, Oregon, Pennsylvania, South Dakota, Tennessee, Vermont and Wisconsin.