GROUP ACCIDENT, CRITICAL ILLNESS AND HOSPITAL CARE (INDEMNITY) INSURANCE POLICIES PAY LIMITED BENEFITS ONLY. THEY DO NOT CONSTITUTE COMPREHENSIVE HEALTH INSURANCE COVERAGE AND ARE NOT INTENDED TO COVER ALL MEDICAL EXPENSES. THIS COVERAGE DOES NOT SATISFY THE “MINIMIUM ESSENTIAL COVERAGE” OR INDIVIDUAL MANDATE REQUIREMENTS OF THE AFFORDABLE CARE ACT (ACA). THIS COVERAGE IS NOT A MEDICAID OR MEDICARE SUPPLEMENT POLICY.
*Product availability may vary by location and plan type and is subject to change. All group insurance policies and group benefit plans may contain exclusions, limitations, reduction of benefits, and terms under which the policy or plan may be continued in force or discontinued. For costs and details of coverage, contact a Cigna representative. Group health plans are insured and/or administered by Cigna Health and Life Insurance Company (CHLIC), except for HMO plans which are offered by Cigna HealthCare of Arizona, Inc., Cigna HealthCare of California, Inc., Cigna HealthCare of Colorado, Inc., Cigna HealthCare of Connecticut, Inc., Cigna HealthCare of Florida, Inc., Cigna HealthCare of Georgia, Inc., Cigna HealthCare of Illinois, Inc., Cigna HealthCare of Indiana, Inc., Cigna HealthCare of St. Louis, Inc., Cigna HealthCare of North Carolina, Inc., Cigna HealthCare of New Jersey, Inc., Cigna HealthCare of South Carolina, Inc., Cigna HealthCare of Tennessee, Inc. (CHC-TN), and Cigna HealthCare of Texas, Inc. Group Dental PPO plans are insured by Cigna Health and Life Insurance Company with network management services provided by Cigna Dental Health, Inc. and certain of its subsidiaries. Group Universal Life insurance is offered by Connecticut General Life Insurance Company. Group Term Life, Accident, Disability, Accidental Injury, Critical Illness and Hospital Care (Indemnity) plans are insured and/or administered by Life Insurance Company of North America, except in NY where term life, accident and hospital indemnity policies are insured by Cigna Life Insurance Company of New York (New York, NY). Policy forms: Medical – OK - HP-APP-1 et al (CHLIC), OR - HP-POL38 02-13 (CHLIC), TN - HP-POL43/HC-CER1V1 et al (CHLIC) & GSA-COVER, et al (CHC-TN); Dental PPO - OK - HP-POL99, OR - HP-POL68, TN - HP-POL69/HC-CER2V1 et al; GUL - XX-603404 et al; Disability & Term Life - TL-004700 et al; Accident - GA-00-1000.00 et al; Accidental Injury - GAI-00-1000, GAI-00-1000.OR; Critical Illness - GCI-00-1000, GCI-00-0000.OR, GCI-02-1000, GCI-02-000.OR; Hospital Care - GHIP-00-1000, GHIP-00-1000.ORa.