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Individuals and Families

Individuals and Families
Plans and Services
Supplemental Insurance Policies
State Disclosures, Exclusions, Limitations & Reductions
Lump Sum Heart Attack and Stroke Insurance
Cancer Treatment Insurance
Whole Life Insurance
Hospital Indemnity Insurance
Lump Sum Cancer Insurance
Plans Through Your Employer
Dental Exclusive Provider Organization (DEPO) Plans
Dental Indemnity Plans
Dental Health Maintenance Organization (DHMO) Plans
Health and Wellness Programs and Services
Mental Health Benefits
Vision Indemnity Plans
Health Maintenance Organization (HMO) Plans
Substance Use Benefits
Cigna Pharmacy Management®
Open Access Plus Plans
Cigna Supplemental Health Plans
LocalPlus Plans
Dental Preferred Provider Organization (DPPO) Plans
Exclusive Provider Organization (EPO) Plans
Preferred Provider Organization (PPO) Plans
Medical Network Plans
Vision Preferred Provider Organization (VPPO) Plans
Group Value-Added Services
Medical Network Plans
Account-Based Plans
HRA and HSA Comparison Chart
Health Savings Account (HSA)
HRA
Flexible Spending Account (FSAs)
SureFit
State Policy Disclosures, Exclusions and Limitations
Health Insurance Plans
Individual Health Insurance FAQs
Plan Information
Illinois Health Insurance
Kansas Health Insurance
Arizona Health Insurance
Colorado Health Insurance
Florida Health Insurance
Missouri Health Insurance
Virginia Health Insurance
North Carolina Health Insurance
Tennessee Health Insurance
Utah Health Insurance
Pennsylvania Health Insurance
Georgia Health Insurance
Mississippi Health Insurance
Policy/Service Agreements
Plan Information Archive
Transparency in Coverage
Plan Documents for Individual and Family Plans
Dental Plans
Cigna Dental 1000
Cigna Dental 1500
Cigna Dental Preventive
Outlines Of Coverage
Affordable Health Insurance Plans in Colorado
Understanding Insurance
Urgent Care vs. the Emergency Room
What is Short Term Health Insurance?
Does Medicare Cover Dental?
What is Preventive Care?
Shop Around for MRIs, CTs, and PET Scans
The Benefits of Supplemental Insurance
Buying Insurance: How to Choose the Right Plan
Common Plan Types: HMO, PPO, EPO
Health Insurance for Students and Young Adults
Health Insurance for Early Retirees
Open Enrollment and Special Enrollment
Copays, Deductibles and Coinsurance
How to Shop the Health Insurance Marketplace
Health Care Reform Facts
In-Network vs. Out-of-Network Providers
Bronze, Silver, Gold and Platinum Health Plans
Self-Employed Health Insurance
HSAs, HRAs, and FSAs
Shop Around for MRIs, CTs, and PET Scans
7 Ways to Help Lower Out-of-Pocket Health Care Costs
What to Do in Case of Dental Emergencies
Do You Need Health Insurance
Understanding Your Explanation of Benefits (EOB)
What is POS Health Insurance
Generic vs Brand Name Drugs
How to Deal with Fear of Doctors
Common Types of Dentists
How to Deal with Anxiety at Work
How Effective is Low Impact Exercise
What is a Pre-Existing Condition
What is Prior Authorization
Health Insurance Between Jobs
What is Catastrophic Health Insurance
High-Deductible Health Plans Pros and Cons
Types of Health Insurance
What Is A Health Insurance Premium
Orthodontic Coverage
What is an Out-of-Pocket Maximum?
Types of Dental Insurance
Is Depression a Pre-Existing Condition?
How Does COBRA Insurance Work?
What is Preventive Dentistry?
Secondary Health Insurance
Dental HMO vs PPO Plans
PPO vs. POS Plans: What’s the Difference?
Full Coverage Dental Insurance
What is Managed Care?
How Dental Insurance Works
Discount Dental Programs
Member Resources
Healthy Pregnancies, Healthy Babies Program
Mobile Apps
Coach by Cigna
Cigna Dental Oral Health Integration Program®
How to Use Your HSA, HRA, or FSA
Eligible Expenses for HSAs, FSAs and HRA
Transition of Care and Continuity of Care
Request an ID Card
Claims, Prior Authorizations, and Explanations of Benefits
How to File a Claim
Language Assistance and Interpreter Services
Cigna One Guide
Choosing or Changing Doctors
Prescription Drug Lists and Coverage
Individuals and Families Drug List Search Tool
Prescription Drug List Search Tool
Appeals and Grievances
Health Information Line
Employee Assistance Program
Cigna's Legal Referral Program
Cigna's Financial Assistance Resources
Get Support after a Traumatic Event
Accredo
How to Submit a Supplemental Health Claim Form
Virtual Care (Telehealth) Options
Health and Wellness
Prevent Gum Disease
Family Care
Why Visit the Dentist?
Wisdom Teeth 101
8 Ways Running Works Wonders for Your Mind
Alcohol and Your Oral Health
Brush Your Teeth in 7 Steps
Updates
Health Concerns for Lesbian and Bisexual Women
Health Concerns for Gay and Bisexual Men
LGBTQ+ Health
LGBTQ+ Health Disparities
Early Signs of Oral Cancer
Overcoming Dental Anxiety
Stress and Your Oral Health
Behavioral Awareness for Children and Families
Diagnosing and Treating Dry Mouth
Tips to Keep Your Kids' Smiles Happy and Healthy
The Effects of Smoking on Your Teeth and Gums
Opioids: Know the Risks
Mental Health Care
Caring for an Elderly Loved One
Treatment for Substance Use Disorders
Understanding Anger
FAQ: Behavioral Health Providers
Drinking, Drugs, and Families
New Baby, No Sleep
Cross-Dependency
Depression in Children
Eating Well
Drinking, Drugs, and Women
Use or Abuse
Understanding Codependency
Baby Bedtime Battles
The Dry Drunk
Relapse and Recovery
Drinking, Drugs, and Men
Drinking, Drugs, and Teens
Depression as We Age
FAQ: Coverage for Bipolar Treatment
ADHD Management: What to Expect
Stress Management Toolkit
How to Find Balance
Starting Treatment for ADHD: What to Expect
Understanding Bipolar Disorder
Warning Signs of Eating Disorders
Alcohol and Substance Use Disorder
Finding Quality Eldercare
Self-Injury
Oppositional Defiant Disorder
ADHD Assessment: What to Expect
Coping After a Disaster
The Addicted Teenager
Dental Health
Coping With the Baby Blues
Treatment for Eating Disorders
The Other Eating Disorders
Understanding Depression
Anxiety Disorders
Exercise and Fitness
Oral Health and Pregnancy Quiz
Gum Disease Risk Assessment Quiz
Health Concerns for Transgender Persons
Cavity Risk Assessment Quiz
Changing Lives by Integrating Mind and Body® (CLIMB)
Natural Remedies for Seasonal Allergies
Emergency Room Visit
How Many Miles Should I Walk a Day
What Causes Bags and Dark Circles Under Eyes
How to Stay Awake at Work
What Happens During a Dental Check-Up
Natural Remedies for Headaches
Prepare for Oral Surgery
Oral Health Awareness Quiz
How to Be Happy Every Day with These 10 Simple Tips
What Happens During an Eye Exam
Substance Use Disorders
Prevention at Home: Talking to Your Kids About Substance Use and Practical Ways to Keep Them Safe
Eating Disorders
Binge Eating Disorders
Assessing the Level of Care for Eating Disorder Treatment
Emotional Awareness/Training in the Treatment of Eating Disorders
Mental Health and Emotional Treatment of Eating Disorders
Eating Disorders and Type 1 Diabetes (ED-DMT1): Diagnosis, Prevention, and Treatment
"Why Don't You Just Eat Normally?" - Why Brains Get So Stuck in Eating Disorders
Diversity in Eating Disorders
Stay. Heal.: How I Learned to Stop Running to My Eating Disorder
Goodbye ED, Hello Me® - From Recovery to Liberation
Fun in the Sun: ED Summer Support Tips for Surviving Swimsuit Season
Cutting Edge Eating Disorder Treatment
Family Dynamics
Family Based Treatment for Eating Disorders
Intuitive Eating
The Role of Nutrition Therapy and Education in the Recovery Process
Personal Recovery
Eating Disorders and Co-Occurring OCD
Eating Disorders and Athletes
Binge Eating Disorders
EMDR and Eating Disorders
Eating Disorders: What You Need to Know
One-Week Intensive Family Therapy Program at UCSD Eating Disorders Treatment Center
Eating Disorder Treatment and Recovery
Trauma Informed Care with Eating Disorders
Medical Concerns in Eating Disorders
Avoidant/Restrictive Food Intake Disorder (ARFID)
Avoidant/Restrictive Food Intake Disorder (ARFID) Versus Eating Disorders
Binge Eating Disorder (BED)
Skills to Support a Loved One In Recovery
Programs and Services at the National Eating Disorders Association (NEDA)
Acceptance and Commitment Therapy in the Treatment of Eating Disorders
Integrating Movement into Eating Disorders Recovery
Journaling for Eating Disorder Recovery
Counter-Cultural Eating Disorder Recovery: Implementing Health at Every Size
Equip Health Program
Persevering in the Face of Pandemic-Related Challenges
Critical Incident Stress Management Services
Dealing with the Impact of Violence
Helping Children Cope with Disaster
Supporting Coworkers and Others After a Traumatic Event
In the Aftermath of a School Shooting
Talking to Your Child About School Violence
How to Help Children Cope with Grief
Managing Distress After a Violent Attack
Tips for Managers in Times of Stress and Disaster
Helping Children Cope After a Traumatic Event
Dealing with the Death of an Employee
Staying Connected During a Disaster
Get the Support You Need After a Traumatic Event
Coping with Loss Due to Fire
Coping with Community Unrest and Destruction
Talking to Children about Death
Stress Reactions and Self-Care Strategies After a Traumatic Event
Managing Distress After a Disaster
Estrateji Pou Pran Swen Tèt Ou
Managing Distress on the Anniversary of a Traumatic Event
Disaster Assistance Resources
Maximize Your Employee Assistance Benefits
Fighting the Stigma of Mental Health
Witnessing a Traumatic Event
Be Prepared – Disaster Planning
When Kids are Bullied at School
Coping with Fear of Violent Attacks and Terrorism
Bad News from the Teacher
Coping with the Death of a Coworker
Disaster Resource Center
Coronavirus (COVID-19) Resource Center
Dental Health and Pregnancy
Signs and Symptoms of Chronic Loneliness
How to Deal with Loneliness after Divorce or a Break-Up
Common Causes of Loneliness in a Relationship
The Effects of Stress and Their Impact on Your Health
Checklist to Think About with Your Aging Loved Ones
Caregiver Resources
Eldercare Info Organizer
How to Deal with Depression at Work
Helping Children Cope During Deployment
Living with PTSD and War Experience: What It Is and What to Do
Supporting Veterans Returning to Work
Staying Connected with Family Members
Reintegration Process after Returning from Deployment
Self-Care Strategies After Returning from Military Deployment
Military and Veteran Resources
Physical Symptoms of Depression
How to Deal with Loneliness
Suicide Awareness and Prevention
Depression in the Workplace
What Do I Say?
Suicide Risk Factors and Warning Signs
Understanding Risk for Teens, Elderly, and Military Veterans
Responding to Suicide Warning Signs
Advancing the Race Dialogue

Employers

Employers
Plans and Services
Who We Serve
Medium Business (500-4,999)
Taft-Hartley and Federal Plans
Large Business (5,000+)
Small Business (51-499)
Health Insurance for Hospital Employers
State and Local Government Employee Health Insurance
Partners and Community Connections
Cigna Affinity Groups
Customized Solutions for Third Party Administrators
K-12
Health Insurance for Higher Education Employers
Why Cigna
Improving Health Through Wellness
Clinical Quality and Innovation
Controlling Costs and Improving Quality
Controlling Costs and Improving Quality
One Guide
Personalized Customer Engagement
Dedicated Support for the Public Sector
Partnering Opportunities for Hospitals and Health Systems
Industry Insights
Informed on Reform
News
Proposed Regulations 2019 Notice of Benefit and Payment Parameters
Executive Action on Health Care
Tax Reform Bill Passes the U.S. Senate with Potential ACA Impacts
ACA Repeal and Replace Efforts Continue in the Senate
AHCA Withdrawn – What’s Next
ACA Repeal and Replace Efforts Unsuccessful in U.S. Senate
2019 Final Rule on HRAs
Final Regulations Issued for Individual Market Stabilization
Navigating the Road Ahead
The American Health Care Act Passes the U.S. House
The American Health Care Act – AHCA
No ACA Repeal Under 2017 Reconciliation
ACA Ruled Unconstitutional – Law Remains in Effect During Appeal
Cadillac Tax and Health Insurance Industry Fee Delayed in Spending Bill
IRS Extends 2017 Reporting Due Dates for 1095 Forms Sent to Individuals
New Guidance on HRAs and Section 1332 Waivers
Proposed Regulations Issued for Individual Market Stabilization
Tax Reform Bill Includes Repeal of Individual Mandate Beginning in 2019
Final Regulations - 2019 Notice of Benefit and Payment Parameters
Final Regulations – 2020 Notice of Benefit and Payment Parameters
Final Regulations – 2021 Notice of Benefit and Payment Parameters
IRS Extends 2018 Reporting Due Dates for 1095 Forms Sent to Individuals
Opioid Legislation Signed into Law
Three ACA Taxes Repealed and 5th Circuit Decision in Two Major Events This Week
HHS Finalizes Data Sharing Rules
HHS Finalizes New Section 1557 Nondiscrimination Rule
Tri-Agencies Finalize Transparency in Coverage Rule
CARES Act, COVID-19 Relief Package, Signed into Law
Administration Finalizes Medicare Drug Pricing Rules
Consolidated Appropriations Act Signed Into Law
SCOTUS Dismisses ACA Case for Lack of Standing
MLR Rebate FAQs
The Evolving Health Care Landscape
Health Insurance Portability and Accountability Act
Cadillac Tax
Health Insurance Exchanges/Marketplaces
Fees-Taxes
FAQs
Essential Health Benefits
Individual Mandate
Employer Mandate
Enhancing Employer-Sponsored Health Coverage
Cigna's ASO PPACA Fees and Reporting Resources
Embedded OOP Customer Impacts
Preventive Care Services
Market Rules Under the Affordable Care Act
Reporting Requirements Toolkit
Section 1557 Nondiscrimination Requirements
Wellness Programs and Incentives
Summary of Benefits and Coverage
Reporting Requirements
Cost Sharing
Section 1332 Waivers
Federal Regulations
Comparative Effectiveness Research Fee (CERF) Toolkit
Health Care Guidance for Consumers
How Millennials Choose Voluntary Benefits
Long-Term Stability for the Pipe Industry Health and Welfare Fund of Colorado
Financial Stability of a Taft-Hartley Benefit Trust Fund
Workplace Wellness
Why Good Dental Care is Important
How Voluntary Benefits Help Women
The Value of Disability Insurance
Cigna Onsite Health Video
Maximizing the Value of Consumer-Driven Health Plans
Advantages and Myths of Bundling Medical + Pharmacy + Stop-Loss
Built to Fit: Understanding Wellness in the Building and Construction Trades Industry
Experts Discuss Consumer-Driven Health Plans
Improving Health Becomes a Walk in the Park
Onsite Health Center Trends
Consumer-Driven Health Plans Information and News
Advantages and Myths of Self-Funding
Cigna 360° Well Being Survey
Moments that Matter Most to Health Plan Customers
Mitigating the impact of high-deductible health plans
Help Employees Manage Stress
Continuing the Journey to Value-Based Care
Workplace Wellness
Measuring Up in Wellness
Health Care Benefits Strategy
Demystifying Health Insurance
Health Care Trend Watch 2019
Wellness Programs at Work
Investing in Wellness
Getting Started
Supplemental Health Solutions
Group Accidental Injury Insurance
Group Hospital Care (Indemnity) Insurance
Group Critical Illness Insurance
Onsite Health Services
Group Health Insurance Plans
Open Access Plus
PPO Health Plans
HMO Health Plans
Medical Network
Medical Indemnity Health Plans
SureFit
LocalPlus Plans
Cigna Group Dental and Group Vision Plans
Group Dental Insurance for Employers
Cigna Dental Health Connect
Group Vision Insurance Plans
Marketplaces and Exchanges
Cigna Integrated Pharmacy
Specialty Pharmacy Management Across Benefits
Cost Control Strategies
Defined Contributions
Funding Solutions
Stop Loss for Health Plans
Embarc Benefit Protection
Wellness, Mental Health, and Behavioral
Behavioral Health
Cigna Health and Wellness Programs
Whole-Person Health Plans

Health Care Providers

Health Care Providers
Credentialing
Provider Directory Changes
International Network
Medical Network Credentialing
Behavioral Health Credentialing
Dental Network Credentialing
Coverage and Claims
HIPAA Compliance and Transaction Standards
HIPAA Transaction and Code Set Standards
Coverage Policies
Medical Necessity Definitions
Coverage for Multiple Surgical Procedures
Medical Supplies Coverage Policies
Appeals and Disputes
How to Submit Appeals
Medicare Select Plus Rx Appeals Policy
California Dispute Policy
California Dispute Policy
Claim Payments
Overpayment Recovery
Prior Authorizations
Referrals
The Value of In-Network Labs
Submit Claims
Clean Claim Requirements
Electronic Data Interchange Vendors
When to File Claims
Pharmacy
Formulary Drug Lists
Formulary Changes
July 2017 Non-Medicare Formulary Changes
Formulary Changes
July 2018 Cigna Non-Medicare Formulary Changes
January 2018 Cigna Non-Medicare Formulary Change
Pharmacy Management and Credentialing
Provider Resources
Cigna's Approach to Health Equity Challenges
Evolving Models of Care Delivery
Preventive Care Coverage Guidelines
Estimated Glomerular Filtration Rate Reporting
Compliance Training Tools for Pharmacies
Pharmacy Outreach Program
Tips for Working with a Language Interpreter
Physician Shortage: Overview and Implications
Genetic Testing and Counseling Program
Language Assistance Services
Delivering Quality Care to Diverse Populations
Health Disparities in the LGBT Community
Hispanic Health Disparities
In-network Genetic Counselors
Case Management
Commonly Used Patient Forms in Spanish
Health Disparities: How Your Practice and Patients May Be Affected
Cigna Dental Oral Health Integration Program®
African-American Health Disparities
California Language Assistance Program
Cultural Competency Training
Creating Value through Collaboration
Close the Cultural Divide
Herbal Therapies in Latino and Caribbean Immigrant Communities
Integrating Behavioral and Medical Health
Balanced Alliances with Provider Partners
Newsletters
Network News
Programs for Patients
Cultural Competency and Health Equity
Using Mobile Health to Prevent Diabetes in India
Colon Cancer in the African-American Community Podcast
Go Red for Women: American Heart Month Podcast
Cultural Competency in Health Care
CultureVision
Mind-Body Connection

About Us

About Us
Company Profile
Leadership Team
Brian Evanko
David Cordani
Nicole Jones
Matt Manders
Steve Miller, MD
Eric Palmer
Mike Triplett
Jason Sadler
John Murabito
Tim Wentworth
Noelle Eder
Everett Neville
Cindy Ryan
Paul Sanford
Corporate Governance
Committees of the Board
Code of Ethics and Principles of Conduct
Board of Directors
Cigna Accreditation
Cigna Milestones
Events and Sponsorships
Cigna Return to Work and Achilles
Social Media
Corporate Responsibility
2020 Report
Environment
Sustainability Performance Plan
Case Study
Community Resilience
Case Study
Case Study: Utilizing Renewable Energy
Case Study: Preparing for the Next Emergency
Energy, Emissions, Water, and Waste
Case Study One
Case Study Two
Responsible Business
Supply Chain Management
Stakeholder Engagement
Global Privacy and Information Protection
Ethics, Integrity, and Human Rights
Corporate Governance and Risk Management
Corporate Responsibility Strategy and Key Issues
Our People
Diversity, Equity, and Inclusion
Case Study One
Case Study Two
Human Capital Development
Employee Health, Safety, and Wellness
Case Study One
Case Study Two
Our Culture
Case Study
Case Study: Cigna Diabetes Prevention Program with Omada
Health and Well-Being
Formula For Change
Case Study One
Case Study Two
Customer Centricity
Case Study
Health Equity
Case Study One
Case Study Two
Quality and Access
Case Study One
Case Study Two
Cigna's COVID-19 Response
Substance Use Disorders and Mental Health
Case Study
Community
Global Citizenship
Employee Volunteerism And Giving
Community Investment
The Cigna Foundation
2020 Grant Recipients - Case Studies
Case Study One
Case Study Two
Case Study Three
2020 Highlights
Performance Tables
GRI Index
TCFD index
UNGC
UNSDG Goals
CEO Letter
Cigna Foundation
Healthier Kids For Our Future
About Us
Photo Gallery
Human Rights Statement
Cigna Environmental Policy Statement
Diversity and Inclusion
Pre-K Grant Application for Education and Workforce Development
High School Grant Application for Education and Workforce Development
Post-Secondary and Adult Education Grant Application for Education and Workforce Development
Education and Workforce Development
K-8 Grant Application for Education and Workforce Development
Supplier Community
Ariba Information
Supplier Evaluation Criteria
Cigna Policy Guidelines
Your Company Profile
Information for Current Suppliers
Non-Employee Travel and Related Expenses
Supplier Diversity Program
Products and Services Cigna Purchases
Third Party Management Program

Contact Us

Contact Us
Contact Numbers
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Medicare

Medicare
Healthy Aging
Customer Newsletters
Running at Any Age
Arthritis Symptoms and Treatment
What is Diabetes? Symptoms and Causes
Preventive Care for Seniors
Dental Care for Seniors
What is Colorectal Cancer?
UV Safety: Sun Protection for Seniors
Opioids: Know the Risks
Health Care as We Get Older
Glaucoma: Types, Symptoms, and Treatment
The Flu: Symptoms and Treatment
Depression and Mental Health
Breast Cancer Symptoms, Causes, and Treatment
High Cholesterol Causes and Treatment
Incontinence Causes and Treatment
What is High Blood Pressure? Symptoms and Causes
Medication Adherence: Taking Medication as Prescribed
Fall Prevention: Causes and Risks of Falling
Advance Directives
Physical Activity and Exercise
Causes and Symptoms of Heart Disease
Enrollment and Eligibility
Medicare Disenrollment
Medicare Advantage (Part C) Enrollment and Eligibility
Medicare Part D Prescription Drug Plan Premiums
Pre-Enrollment Disclaimers
Understanding Medicare
What is Medicare?
What is Medicare Part D Prescription Drug Coverage?
Medicare Part B vs Part D
What is Original Medicare (Part A and Part B)?
What is Medicare Advantage (Part C)?
Choosing a Medicare Plan
What is Medicare Supplement Insurance?
Medicare Advantage vs. Medicare Supplement
Medicare Disaster Policy
Member Resources and Services
Medicare Extra Help
Medication Therapy Management Program
Medicare Appeals Process and Exceptions
Organization Determination
Filing a Grievance
Customer Forms
Premium Payment Options
Evidence of Coverage (EOC)
Cigna Quality Improvement Program
LivingWell Centers
Health Risk Assessment
Medicare Coverage Decisions
Annual Notice of Changes
Medicare Drug List Formulary
Provider and Pharmacy Directories
Pharmacy Networks
Find Your Plan Documents
Member Resources for Group Medicare Plans
Group Medicare Provider Network
Notice of Nondiscrimination
Privacy Policy
Medicare Advantage
Case Management
Behavioral Health
Medicare Advantage Special Needs Plans (SNP)
Medicare Part D Prescription Drug Plans
Cigna Express Scripts

Brokers

Brokers
Brokers for Small Businesses
Brokers for Small to Medium-Size Business
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