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Cigna SureFit® Plans

Our SureFit network is built around your local community for more personal and affordable care.

What are Cigna SureFit Plans?

Get all of your care within a local, community of care network.* This helps make it easier for doctors to get to know you and your specific health needs so they can coordinate your care. Plus, getting care within the community of care network helps you save money.

Cigna SureFit plan features

  • You will need to choose a primary care provider (PCP) to coordinate your health care.

  • Referrals needed from your PCP for specialists, except for OB/GYN services.

  • Out-of-network services will only be covered for emergency and urgent care.**

  • Includes global emergency and urgent care coverage**, 24/7.

  • Access to Cigna One Guide®, for personalized guidance to help you make the most of your plan.

Easily search for Cigna SureFit network providers in the directory on

Cigna SureFit Medical Plans 

Watch this short video to learn more about Cigna SureFit medical plans. (Length: 01:19)

Being offered a Cigna SureFit plan through work?

Use these helpful tools to help with your enrollment decisions.

Find in-network doctors

To find in-network providers, procedures, cost estimates, and more, search our provider directory.

Are your prescription drugs covered?

To find out which drugs are covered by your plan, use the Prescription Drug List.

Next steps for shoppers

You'll most likely enroll in your plan using your employer's enrollment tool/website. If not, check with your HR department.

Need help understanding how insurance plans work? To learn more, visit the Knowledge Center

Are you a new member?

If you've recently enrolled in a Cigna HealthcareSM plan through your employer, here are next steps:

Activate your myCigna account1

Check out member programs and services

Buying a plan on your own?

This page features plans you get through an employer. If you're looking for plans you can buy for yourself or your family, we can help get you there.

Find a plan that's right for you

View Cigna Healthcare Company Names

1Customers under age 13 (and/or their parent/guardian) will not be able to register at

*This plan network is smaller than most other plan networks. Depending on your location, your plan may not offer a statewide or multi-state network. To receive in-network coverage under this plan, your care must be received through your local community of care network (except for emergency and urgent care). Cigna SureFit plans may not be available in your area, check with your employer and/or check your plan materials for more information.

**Emergency and Urgent Care Services as defined by your plan documents will be covered at the in-network level.

Medical plans are insured and/or administered by Cigna Health and Life Insurance Company. Plans contain exclusions and limitations and may not be available in all areas. For costs and details of coverage, see your plan documents. TN Policy Form: HP-POL43/HC-CER1V1 et al.

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Product availability may vary by location and plan type and is subject to change. All health insurance policies and health benefit plans contain exclusions and limitations. For costs and details of coverage, review your plan documents or contact a Cigna representative.

All Cigna products and services are provided exclusively by or through operating subsidiaries of Cigna Corporation, including Cigna Health and Life Insurance Company, Cigna HealthCare of Arizona, Inc., Cigna HealthCare of Georgia, Inc., Cigna HealthCare of Illinois, Inc., Cigna HealthCare of North Carolina, Inc. and Cigna HealthCare of Texas, Inc. Group health insurance and health benefit plans are insured or administered by CHLIC, Connecticut General Life Insurance Company (CGLIC), or their affiliates ( see a listing of the legal entities that insure or administer group HMO, dental HMO, and other products or services in your state). Accidental Injury, Critical Illness, and Hospital Care plans or insurance policies are distributed exclusively by or through operating subsidiaries of Cigna Corporation, are administered by Cigna Health and Life Insurance Company, and are insured by either (i) Cigna Health and Life Insurance Company (Bloomfield, CT); (ii) Life Insurance Company of North America (“LINA”) (Philadelphia, PA); or (iii) New York Life Group Insurance Company of NY (“NYLGICNY”) (New York, NY), formerly known as Cigna Life Insurance Company of New York. The Cigna name, logo, and other Cigna marks are owned by Cigna Intellectual Property, Inc. LINA and NYLGICNY are not affiliates of Cigna.

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