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Confused by Health Care Reform?
Health care reform changes will touch everyone, but how they affect YOU depends on your unique circumstances. Tell us a little about yourself, and we'll help you understand what the changes may mean to you.
Understanding Insurance Reform
Cigna helps individuals and families, employers and organizations, brokers and consultants and health care professionals understand how health care reform impacts them.
Or, view how reform unfolds with our interactive timeline.
A Changing Marketplace
With health care reform, states are establishing health insurance exchanges by 2014. Learn how this new approach provides a marketplace where people can shop for health insurance plans.
An Advocate for Health
At Cigna, we support greater access to health care, lowering costs and improving the health of all Americans. We advocate for the people we serve and strive to improve health and wellness.

Starting in 2014, Americans must have "minimum essential coverage" or pay a tax penalty. This could include health insurance purchased on or off an exchange, coverage under a government sponsored program, such as Medicaid, and an employer-sponsored plan or group plan.
Health Care Reform Today
Health Care Reform Tools
Health Care Reform For You
Get a personalized, shareable, "smart" Infographic to help you understand what health care reform means for you!
Try our interactive tool>>Interactive health care reform timeline
Our timeline will help you learn about reform rules.
Explore the health care reform timeline >>Open enrollment checklist
Our checklist will help you with open enrollment and keep you on track with health care reform requirements.
Download the health care reform checklist >>
Stay Informed on Reform
As insurance reform unfolds, we’ll help you address its potential impact. Explore health care reform, as it relates to your needs:

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